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In the capacity of being a Registered Investment Advisor, Lincoln Financial Advisors offers a number of different asset management programs designed to help meet the needs of our clients. With all these programs, the client's situation is analyzed and a personalized portfolio is designed with the client's goals and objectives in mind. Accounts are then invested according to this blueprint and actively managed on an ongoing basis. Each account is charged a quarterly advisory fee instead of being charged the traditional commission for trades. By doing so, the advisor representative's compensation is in line with the value of the account. In all of these programs, you will receive a comprehensive quarterly performance report which thoroughly analyzes your account.
Depending on the type of account you select, certain service fees and/or transaction charges may apply. Our Fee and Commission Schedule will provide you with any associated fees applicable to your account.
Separate Account Management
One type of program that we offer is Separate Account Management Programs. Through these programs, Lincoln has access to a large number of institutional money managers who dedicate their time and resources to a single pursuit — managing assets. These money managers are selected as a result of an extensive screening and due diligence process which fully evaluates their investment philosophy, methodology, technical procedures and experience.
With your LFA advisor representative, a number of money managers are selected whose style and abilities match your unique investment needs. Many of the selected managers then manage your assets on a discretionary basis. The performance of your portfolio is continually analyzed in accordance to your own personal goals and objectives.
Wrap Fee Mutual Funds
A wrap fee mutual fund program is one that a portfolio is designed using mutual funds from a number of different asset classes. With these programs offered through Lincoln Financial Advisors, clients have a diversified asset allocation account, which in some cases is automatically rebalanced to help ensure that their goals and objectives continue to be the long-term goal.
In most programs, Lincoln Financial Advisors leverages certain strategic relationships to give the advisory representative the necessary tools to continue to evaluate the underlying mutual funds as well as the recommended asset allocation on an ongoing basis. With this, you can feel comfortable paying for the continued allocation advice you will receive on your account.
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