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RATINGS
We are firmly committed to meet our financial obligations. Respected independent ratings firms routinely assess our financial strength and stability, and we are proud to share our rating assessments with you. LNC and its affiliates earn high marks from A.M. Best Co., Fitch, Moody's Investors Service and Standard & Poor's Insurance Ratings Services.
No single rating ever portrays the total picture. Examine them all and then judge for yourself. (As of February 8, 2010, these ratings represent the most recent ratings assigned by the respective agencies.)
Financial Strength Ratings
| A.M. Best | A+ | (2nd highest of 16) |
| Standard & Poor's | AA- | (4th highest of 21) |
| Moody's | A2 | (6th highest of 21) |
| Fitch | A+ | (5th highest of 21) |
| A.M. Best | A+ | (2nd highest of 16) |
| Standard & Poor's | AA- | (4th highest of 21) |
| Moody's | A2 | (6th highest of 21) |
| Fitch | A+ | (5th highest of 21) |
| A.M. Best | A+ | (2nd highest of 16) |
| Standard & Poor's | A+ | (5th highest of 21) |
| Moody's | A2 | (6th highest of 21) |
| Fitch | A+ | (5th highest of 21) |
Other Ratings
| Commercial Paper | Debt | Debt Rating | |
|---|---|---|---|
| A.M. Best | AMB-1 | a- | (7th highest of 23) |
| Standard & Poor's | A-2 | A- | (7th highest of 22) |
| Moody's | P-2 | Baa2 | (9th highest of 21) |
| Fitch | F-2 | BBB | (9th highest of 21) |
On June 15, 2009, Standard & Poor's affirmed the above financial strength, commercial paper, and senior debt ratings. Standard & Poor's also revised the outlook on all of Lincoln's ratings to stable from negative.
On June 16, 2009, Fitch Ratings affirmed the above financial strength, commercial paper, and senior debt ratings. Fitch Ratings' outlook on all of Lincoln's ratings remains negative.
On June 22, 2009, Moody's Investors Service affirmed the above financial strength, commercial paper, and senior debt ratings. Moody's outlook on all of Lincoln's ratings remains negative. This rating action concluded the review for possible downgrade that was begun on April 15, 2009.
On October 21, 2009, A.M. Best affirmed the above financial strength, commercial paper, and senior debt ratings. A.M. Best's outlook on all of Lincoln's ratings remains negative.
The financial strength ratings do not imply approval of any Lincoln product and does not refer to the investment performance of the product, including underlying investment options. Such ratings apply only to the company's financial strength or claims-paying ability. They do not apply to safety or investment performance of any variable product and its underlying investment options.
These tables were compiled using information available to the public and represent the most recently affirmed ratings by each rating service. The ratings are not a recommendation to buy, sell or hold our securities. The ratings may be subject to withdrawal or revision at any time by the assigning rating organization and each rating should be evaluated independently of any other rating.
This site and the information contained herein does not constitute an offer or a solicitation of an offer for the purchase of any securities or insurance product. An offer for securities can be made by prospectus only. Depending on the securities or insurance product mentioned, it may be issued by The Lincoln National Life Insurance Company, Fort Wayne, IN; Lincoln Life & Annuity Company of New York, Syracuse, NY; or Delaware Management Holdings, Inc., Philadelphia, PA.
