Non-New York New York
Non-New York New York
Non-New York New York
Non-New York New York
Non-New York New York

Non-New York New York
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i_spacer.gif i_spacer.gif i_l3_diamond.gif Investment Options i_spacer.gif i_spacer.gif i_spacer.gif
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i_spacer.gif i_spacer.gif i_l3_diamond.gif Performance i_spacer.gif i_spacer.gif i_spacer.gif
Investments
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i_spacer.gif i_spacer.gif Domestic Equity i_spacer.gif i_spacer.gif i_spacer.gif
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i_spacer.gif i_spacer.gif Fixed Income i_spacer.gif i_spacer.gif i_spacer.gif
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i_spacer.gif i_spacer.gif i_spacer.gif American Century VP Inflation Protection i_spacer.gif i_spacer.gif i_spacer.gif
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i_spacer.gif i_spacer.gif i_spacer.gif American Funds American High-Income Trust(SM) i_spacer.gif i_spacer.gif i_spacer.gif
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i_spacer.gif i_spacer.gif i_spacer.gif i_spacer.gif i_spacer.gif American Funds Bond Fund of America(SM) i_spacer.gif i_spacer.gif i_spacer.gif
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i_spacer.gif i_spacer.gif i_spacer.gif American Funds Capital World Bond Fund® i_spacer.gif i_spacer.gif i_spacer.gif
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i_spacer.gif i_spacer.gif i_spacer.gif American Funds Intermediate Bond Fund of America® i_spacer.gif i_spacer.gif i_spacer.gif
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i_spacer.gif i_spacer.gif i_spacer.gif American Funds U.S. Government Securities Fund(SM) i_spacer.gif i_spacer.gif i_spacer.gif
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i_spacer.gif i_spacer.gif i_spacer.gif Delaware Corporate Bond i_spacer.gif i_spacer.gif i_spacer.gif
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i_spacer.gif i_spacer.gif i_spacer.gif Delaware VIP Diversified Income i_spacer.gif i_spacer.gif i_spacer.gif
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i_spacer.gif i_spacer.gif i_spacer.gif Delaware VIP High Yield i_spacer.gif i_spacer.gif i_spacer.gif
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i_spacer.gif i_spacer.gif i_spacer.gif Delaware VIP Limited-Term Diversified Income i_spacer.gif i_spacer.gif i_spacer.gif
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i_spacer.gif i_spacer.gif i_spacer.gif FTVIPT Templeton Global Bond Securities i_spacer.gif i_spacer.gif i_spacer.gif
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i_spacer.gif i_spacer.gif i_spacer.gif Guaranteed Account i_spacer.gif i_spacer.gif i_spacer.gif
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i_spacer.gif i_spacer.gif i_spacer.gif LVIP Money Market i_spacer.gif i_spacer.gif i_spacer.gif
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i_spacer.gif i_spacer.gif i_spacer.gif LVIP SSgA Bond Index i_spacer.gif i_spacer.gif i_spacer.gif
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i_spacer.gif i_spacer.gif International/Global Equity i_spacer.gif i_spacer.gif i_spacer.gif
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i_spacer.gif i_spacer.gif Other/LVIP Wilshire Profile Funds i_spacer.gif i_spacer.gif i_spacer.gif
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i_spacer.gif i_spacer.gif Other/Balanced Funds i_spacer.gif i_spacer.gif i_spacer.gif

Lincoln DirectorSM Group Variable Annuity for the State of New York


FIXED INCOME (DOMESTIC AND INTERNATIONAL)

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American Funds Bond Fund of AmericaSM (SA 1E) purchases shares of the American Funds Bond Fund of AmericaSM which seeks to maximize current income and preserve capital by investing primarily in bonds.
Investment Advisor
Capital Research and Management Company (CRMC) is the advisor for American Funds Bond Fund of AmericaSM.

American Funds is managed by Capital Research and Management Company. With over 70 years of experience, CRMC is one of the oldest and largest investment management firms in the country.

American Funds is a registered trademark of American Funds Distributors, Inc.
Investment Approach
The American Funds Bond Fund of AmericaSM is one of the most broadly diversified fixed-income funds available, giving the fund's managers great flexibility in responding to bond market conditions.

The Fund seeks to maximize your level of current income and preserve your capital by investing primarily in bonds. Normally, it invests at least 80% of its assets in bonds and other debt securities. It invests a majority of its assets in debt securities rated A and above, including securities issued and guaranteed by the U.S. and other governments, and securities backed by mortgages and other assets.
Investment Option Statistics
The Investment Option Statistics page and Disclosure Statement are available in a PDF format. You will need the Adobe® Acrobat® Reader® or other compatible software to view or print these documents. To view these documents, please click on the links below.
Investment Option Statistics and Disclosure Statement. Please view both.
Expense waivers and/or reimbursements are currently in effect and performance would have been lower if they did not apply.

This variable annuity contract has limitations and expense charges. For costs and complete details of the coverage, contact your Lincoln representative.

The group variable annuity contract is issued by The Lincoln National Life Insurance Company, Fort Wayne, IN on contract form #19476 7/94 and variations thereof. The Lincoln National Life Insurance Company does not do business in the state of New York, nor is it authorized to do so. For contracts sold in New York, contracts are issued by the Lincoln Life & Annuity Company of New York, Syracuse, NY on contract form #19476NY-A 7/04. The annuities are distributed by Lincoln Financial Distributors, Inc., a broker/dealer, Radnor, PA.

The Lincoln National Life Insurance Company and Lincoln Life & Annuity Company of New York are independently responsible for their own financial and contractual obligations.

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