Investing internationally involves risks not associated with investing solely in the United States, such as currency fluctuation, political risk, differences in accounting and the limited availability of information.
Expense waivers and/or reimbursements are currently in effect and performance would have been lower if they did not apply.
This variable annuity contract has limitations and expense charges. For costs and complete details of the coverage, contact your Lincoln representative.
The group variable annuity contract is issued by The Lincoln National Life Insurance Company, Fort Wayne, IN on contract form #19476 7/94 and variations thereof. The Lincoln National Life Insurance Company does not do business in the state of New York, nor is it authorized to do so. For contracts sold in New York, contracts are issued by the Lincoln Life & Annuity Company of New York, Syracuse, NY on contract form #19476NY-A 7/04. The annuities are distributed by Lincoln Financial Distributors, Inc., a broker/dealer, Radnor, PA.
The Lincoln National Life Insurance Company and Lincoln Life & Annuity Company of New York are independently responsible for their own financial and contractual obligations.
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