THE INSTRUCTOR
| Name | Kevin & Laura | |
| Age | 58 & 54 | |
| Marital Status | Married | |
| Dependents | 0 | |
| Yrs to Retirement | 5 | |
| Financial Goal | Preserve assets and foster growth | |
| Aspiration | Teach children to ski at a nearby resort |
Kevin and Laura are living a healthy, fulfilling life. They have four kids and are expecting their third grandchild next month. With the house empty and time on their hands, Kevin would like to give ski lessons to physically challenged children at a nearby resort. Laura, still working as a successful freelance writer, has concerns.
With Kevin soon to retire, and Laura five years away, they have two IRAs, two employer-sponsored retirement plans, and several thousand dollars in mutual funds. They have already rolled some assets from previous employers' retirement plans into their IRAs.
Kevin and Laura need to focus on preserving current assets as well as opening themselves up to potential growth. After speaking with their financial advisor, they plan to include a variable annuity, an insurance product, in their portfolio. While they understand that there is investment risk, they believe that the funding options they select will increase in value over time. Then, when the time comes and they want to supplement Kevin's income as a ski instructor, the annuity can provide income for their lifetimes.
Learn more about Lincoln's variable annuities.
Lincoln's variable annuities are issued by insurance affiliates of Lincoln Financial Group and are offered by broker/dealers with effective selling agreements.
Variable annuities are sold by prospectus. For more information, including charges and fees for the product and its funding options, refer to the prospectus that is available on this website. Read it carefully before investing.
