Non-New York New York
Non-New York New York
Non-New York New York
Non-New York New York

Non-New York New York
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Lincoln American Legacy Retirement® GVA

Investment Options


Funds for Every Investment Style

Lincoln American Legacy Retirement® group variable annuity product includes investment choices that meet a variety of investing needs and styles. All or only a selection of these investment choices can be included in a company's plan. This gives employees an opportunity to diversify and helps employers meet fiduciary requirements under ERISA 404(c).

  • Domestic Equity
    These investment options focus on stocks primarily of United States companies. Typical investments include purchasing equity shares of corporations that are incorporated in the U.S.
  • Fixed Income
    Such options generally try to maximize current income while maintaining stability of principal. Strategies often invest in securities that pay a fixed rate of return or fixed dividend. This usually refers to securities such as bonds, money market instruments or preferred stock issued by U.S. governments, state and local governments, publicly held companies, banks and savings and loans.
  • International/Global Equity
    Such investment options often emphasize investments in stocks of multinational or global companies. The focus includes opportunities based on assets located outside the United States, including emerging markets.
  • Other
    Other categories of funds that seeks both growth and income, with stability of principal, through portfolios that includes stocks, bonds, and cash instruments. Investors can select from a series of investment options based on their general comfort level for risk.
Domestic Equity
AllianceBernstein VPS Small/Mid Cap Value 2 SA #1W
American Funds AMCAP Fund® SA #1A
American Funds American Mutual Fund® SA #1D
American Funds Fundamental InvestorsSM SA #1J
American Funds Growth Fund of America® SA #1K
American Funds Investment Company of America®, 20 SA #1N
American Funds New Economy Fund® SA #1P
American Funds Washington Mutual Investors FundSM SA #1U
Delaware Small Cap Core 2, 22 SA #2C
SSgA Russell All Cap Index Non-Lending Series 2, 3, 11 SA #2E
Delaware Value 13 SA #2F
SSgA Russell Small/Mid Cap Index Non-Lending Series 2, 3, 11 SA #3E
Fidelity®VIP Contrafund® SA #2G
Fidelity®VIP Mid Cap 2 SA #2H
FTVIPT Franklin Small Cap Value Securities 2 SA #2D
FTVIPT Mutual Shares Securities SA #2J
LVIP Baron Growth Opportunities 2 SA #1X
LVIP Delaware Social Awareness 13 SA #2P
LVIP Delaware Special Opportunities 2, 13 SA #3B
LVIP SSgA Small-Cap Index 2, 3 SA #3F
ColumbiaSMAcorn® SA #3A
Fixed Income
LVIP BlackRock Inflation Protected Bond SA #3C
American Funds American High-Income TrustSM,  7 SA #1C
American Funds Bond Fund of AmericaSM, 5 SA #1E
American Funds Capital World Bond Fund® , 1, 5 SA #1G
American Funds Intermediate Bond Fund of America®, 5 SA #1M
American Funds U.S. Government Securities FundSM,  5 SA #1T
LVIP Delaware Bond 5, 13 SA #1Z
Delaware Diversified Income 1, 5, 13 SA #2A
Delaware Limited-Term Diversified Income 5, 13 SA #2B
Guaranteed Account
Federated Government Ultrashort Duration 5 SA #1Y
International/Global Equity
American Funds Capital World Growth and Income FundSM,  1 SA #1H
American Funds EuroPacific Growth Fund®, 1 SA #1I
American Funds New Perspective Fund®, 1 SA #1Q
American Funds New World Fund®, 1, 2, 9 SA #1R
American Funds SMALLCAP World Fund®, 1, 2 SA #1S
Oppenheimer Developing Markets 1, 9 SA #3D
LVIP Clarion Global Real Estate 1, 4, 8 SA #2V
LVIP Templeton Growth RPM 1, 15 SA #2U
MFS®VIT Research International SA #2Q
Other/LVIP Protected Profile Funds
LVIP Delaware Foundation® Aggressive Allocation 6, 13 SA #2N
LVIP Delaware Foundation®Conservative Allocation 6, 13 SA #2L
LVIP Delaware Foundation®Moderate Allocation 6, 13 SA #2M
LVIP Managed Risk Profile 2010 10, 12, 14 SA #2W
LVIP Managed Risk Profile 2020 10, 12, 14 SA #2X
LVIP Managed Risk Profile 2030 10, 12, 14 SA #2Y
LVIP Managed Risk Profile 2040 10, 12, 14 SA #2Z
LVIP Managed Risk Profile 2050 10, 12, 14 SA #3G
Other/Balanced Funds
American Funds American Balanced Fund®, 6 SA #1B
American Funds Capital Income Builder ®, 6 SA #1F
American Funds Income Fund of America®, 5 SA #1L
Franklin Balanced 6 SA #2R
FTVIPT Franklin Income Securities 6 SA #2I

How Are They Performing?

You can easily keep track of how the investment options perform via daily performance updates. Click here to see current investment option performance.

To learn more about Lincoln American Legacy Retirement®, please contact your Financial Advisor.


1 International
Investing internationally involves risks not associated with investing solely in the United States, such as currency fluctuation, political risk, differences in accounting and the limited availability of information.

2 Small & Mid Cap
Funds that invest in small and/or mid-size company stocks typically involve greater risk, particularly in the short term, than those investing in larger, more established companies.

3 Index
An index is unmanaged, and one cannot invest directly in an index.

4 Sector Funds
Funds that concentrate investments in one region or industry may carry greater risk than more broadly diversified funds.

5 Bond Portfolios
The return of principal in bond portfolios is not guaranteed. Bond Portfolios have the same interest rate, inflation, credit, prepayment and market risks that are associated with the underlying bonds owned by the fund (or account).

6 Asset Allocation Portfolios
Asset allocation does not ensure a profit, nor protect against loss in a declining market.

7 High Yield Portfolios
High-yield portfolios may invest in high-yield or lower rated fixed-income securities (junk bonds), which may experience higher volatility and increased risk of non-payment or default.

REITs involve risks such as refinancing, economic conditions in the real estate industry, changes in property values, dependency on real estate management, and other risks associated with a portfolio that concentrates its investments in one sector or geographic region.

9 Emerging Markets
Investing in emerging markets can be riskier than investing in well-established foreign markets. International investing involves special risks not found in domestic investing, including increased political, social and economic instability.

10 Fund of Funds
Each Fund is operated as a fund of funds which invests primarily in other funds rather than in individual securities. Funds of this nature may be more expensive than other investment options.

11 Collective Trusts
Collective trusts are non-deposit investment products, which are not bank deposits or obligations, are not guaranteed by any bank, and are not insured or guaranteed by the FDIC, the Federal Reserve Board, or any other government agency.

12 Target Date Funds
The target date is the approximate date when investors plan to retire or start withdrawing their money. Some target-date funds make no changes in asset allocations after the target date is reached; other target-date funds continue to make asset allocation changes following the target date (see prospectus for the fund's allocation strategy). The principal value is not guaranteed at any time, including at the target date.

13 Delaware Investments
Investments in Delaware Investments VIP Series, Delaware Funds, LVIP Delaware Funds or Lincoln Life accounts managed by Delaware Investment Advisors, a series of Delaware Management Business Trust, are not and will not be deposits with or liabilities of Macquarie Bank Limited ABN 46008 583 542 and its holding companies, including their subsidiaries or related companies, and are subject to investment risk, including possible delays in prepayment and loss of income and capital invested. No Macquarie Group company guarantees or will guarantee the performance of the Series or Funds or accounts, the repayment of capital from the Series or Funds or account, or any particular rate of return.

14 Protection Sub-strategy
The Fund's protection sub-strategy is not a guarantee, and the Fund's shareholders may experience losses. The Fund employs hedging strategies designed to provide for downside protection during sharp downward movements in equity markets. The cost of these hedging strategies could limit the upside participation of the Fund in rising equity markets relative to other un-hedged funds.

15 RPM
The Fund's RPM strategy is not a guarantee, and the Fund's shareholders may experience losses. The Fund employs hedging strategies designed to manage overall portfolio volatility. The cost of these hedging strategies could limit the upside participation of the Fund in rising equity markets relative to unhedged funds.

Lincoln American Legacy Retirement® is a group variable annuity contract issued by The Lincoln National Life Insurance Company, Fort Wayne, IN on policy form #19476 7/94 and variations thereof. It is distributed by Lincoln Financial Distributors, Inc., a broker-dealer. The Lincoln National Life Insurance Company does not do business in the state of New York, nor is it authorized to do so. For contracts sold in New York, contracts are issued by the Lincoln Life & Annuity Company of New York, Syracuse, NY on policy form #19476NY-A 7/04 and are distributed by Lincoln Financial Distributors, Inc., a broker-dealer.

Lincoln Financial Group
1300 S. Clinton St.
P.O. Box 2248
Fort Wayne, IN 46801-2248

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