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Measuring Optimism, Outlook and Direction (M.O.O.D.) of America

Americans are taking steps to gain control of their futures. The 2013 edition of this Lincoln Financial study showcases an insightful look at the attitudes and behaviors we have toward health, personal life and finances. Read more.


Take charge of your future. Learn more at LincolnFinancial.com/clo.

Hello future.
Lincoln Financial Group is the marketing name for Lincoln National Corporation and insurance
company affiliates, including The Lincoln National Life Insurance Company, Fort Wayne, IN,
and in New York, Lincoln Life & Annuity Company of New York, Syracuse, NY. Variable products
distributed by broker/dealer-affiliate Lincoln Financial Distributors, Inc., Radnor, PA. Securities
and investment advisory services offered through other affiliates. Explore Lincoln.



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