Woman and man camping

Explore your plan

By deciding to plan and save for your retirement, you’ve made a decision you can feel good about. You’ve realized that a sound savings plan is key toward helping you achieve a secure financial future. The first step is through your participation in your workplace retirement plan.

Mandatory programs: Helping you put your future first

If you hold a 75% or greater appointment, you are eligible to participate in one of the following plans.

If you are eligible for ARP, you have 120 days from commencing employment at the University to elect to enroll in the ARP. Failure to make an election will result in automatic membership in STRS-OH (Faculty) or OPERS (Staff). This is irrevocable.

There are significant differences between the ARP and STRS / OPERS. For a comparison booklet, please contact your campus benefits office or access your campus benefits website .

You can also contact a Lincoln Financial retirement representative for education and assistance for reviewing your options.

Voluntary programs: Additional ways to save

Eligible faculty and staff can use a Supplemental Retirement Account (SRA) for saving additional money for retirement in addition to the state plan. The benefit is determined by your account balance and the payment option(s) you choose when applying for benefits.

Learn more about your Ohio State University System retirement benefits .

Be generous to yourself and your future

The sooner you start saving, the better. Once you decide to save for your retirement, the next step is to decide how much to save. Saving for retirement costs less than you may think. See how your retirement plan savings rate many impact your take-home pay by logging into your account at  LincolnFinancial.com/Retirement.  And, how easy it can be to fit retirement savings into your budget and how much more you can save over time by starting now.

Once you decide how much you can save, your contributions will be automatically invested in your account each pay period. But before you do that, it is important to become educated on general financial, investment, and retirement information in order to make informed decisions. 

This material is provided by The Lincoln National Life Insurance Company, Fort Wayne, IN, and, in New York, Lincoln Life & Annuity Company of New York, Syracuse, NY and their applicable affiliates (collectively referred to as “Lincoln”). This material is intended for general use with the public. Lincoln does not provide investment advice, and this material is not intended to provide investment advice. Lincoln has financial interests that are served by the sale of Lincoln programs, products and services.