Your workplace deferred compensation plan

By deciding to plan and save for your retirement, you’ve made a decision you can feel good about. You've realized that a sound savings plan is key toward helping you achieve a more secure financial future.

Your Placer County Deferred Compensation Plans

To help you achieve the retirement you envision, Placer County offers two plans Placer County deferred compensation plan (457b) and Retirement Accumulation Plan for the Employees of the County of Placer(401k).

If you have further questions, contact Human Resources.

Be generous to yourself and your future

The sooner you start saving, the better. Once you decide to save for your retirement, the next step is to decide how much to save. Saving for retirement costs less than you may think.See how your retirement plan savings rate many impact your take-home pay by logging into your account at
. And, how easy it can be to fit retirement savings into your budget and how much more you can save over time by starting now.

Once you decide how much you can save in a percentage, your wages will be automatically invested in your account each pay period. But before you do that, it is important to become educated on general financial, investment and retirement information in order to make informed decisions.

Resources for your retirement needs

Annual contribution limits

Find out how much you could save for your retirement each year.

Social Security benefits

Learn how to apply for Social Security benefits online.

Understand your 401(k) plan (PDF)

Discover the basics of this tax-deferred retirement plan with this helpful Q&A.

Understand Your 457(b) Plan (PDF)

Learn more about this governmental plan for state or local employees. 

Mutual funds in the Lincoln Alliance® program are sold by prospectus. An investor should carefully consider the investment objectives, risks, and charges and expenses of the investment company before investing. The prospectus and, if available, the summary prospectus contain this and other important information and should be read carefully before investing or sending money. Investment values will fluctuate with changes in market conditions, so that upon withdrawal, your investment may be worth more or less than the amount originally invested. Prospectuses for any of the mutual funds in the Lincoln Alliance® program are available at 800‑234‑3500.

The Lincoln Alliance® program includes certain services provided by Lincoln Financial Advisors Corp. (LFA), a broker-dealer (member FINRA) and an affiliate of Lincoln Financial Group, 1300 S. Clinton St., Fort Wayne, IN 46802. Unaffiliated broker-dealers also may provide services to customers. Lincoln Investment Advisors Corporation (LIAC) is the investment management organization of Lincoln Financial Group.

This material is provided by The Lincoln National Life Insurance Company, Fort Wayne, IN, and, in New York, Lincoln Life & Annuity Company of New York, Syracuse, NY and their applicable affiliates (collectively referred to as “Lincoln”). This material is intended for general use with the public. Lincoln does not provide investment advice, and this material is not intended to provide investment advice. Lincoln has financial interests that are served by the sale of Lincoln programs, products and services.