With rising healthcare costs, even generous salaries and basic healthcare coverage might not be enough to entice and retain your workforce. Many employees feel financially stretched when seeking anything more than routine healthcare, and life these days is anything but routine.
With rising healthcare costs, even generous salaries and basic healthcare coverage might not be enough to entice and retain your workforce. Many employees feel financially stretched when seeking anything more than routine healthcare, and life these days is anything but routine.
With rising healthcare costs, even generous salaries and basic healthcare coverage might not be enough to entice and retain your workforce. Many employees feel financially stretched when seeking anything more than routine healthcare, and life these days is anything but routine.
With rising healthcare costs, even generous salaries and basic healthcare coverage might not be enough to entice and retain your workforce. Many employees feel financially stretched when seeking anything more than routine healthcare, and life these days is anything but routine.
50% of consumers
surveyed who experienced a major medical event and do not have supplemental health insurance feel worse about their ability to save enough for retirement.1
“What if?”
Consistent trends show surveyed Americans worry the most about “what ifs,” such as becoming ill or disabled.1
84% of consumers
surveyed are concerned about paying for healthcare expenses, including 42% who are highly concerned.2
1 Lincoln Financial, Consumer Sentiment Tracker, November 2024.
2 Lincoln Financial, Consumer Sentiment Tracker, January 2025.
50% of consumers
surveyed who experienced a major medical event and do not have supplemental health insurance feel worse about their ability to save enough for retirement.1
“What if?”
Consistent trends show surveyed Americans worry the most about “what ifs,” such as becoming ill or disabled.1
84% of consumers
surveyed are concerned about paying for healthcare expenses, including 42% who are highly concerned.2
1 Lincoln Financial, Consumer Sentiment Tracker, November 2024.
2 Lincoln Financial, Consumer Sentiment Tracker, January 2025.
50% of consumers
surveyed who experienced a major medical event and do not have supplemental health insurance feel worse about their ability to save enough for retirement.1
“What if?”
Consistent trends show surveyed Americans worry the most about “what ifs,” such as becoming ill or disabled.1
84% of consumers
surveyed are concerned about paying for healthcare expenses, including 42% who are highly concerned.2
1 Lincoln Financial, Consumer Sentiment Tracker, November 2024.
2 Lincoln Financial, Consumer Sentiment Tracker, January 2025.
50% of consumers
surveyed who experienced a major medical event and do not have supplemental health insurance feel worse about their ability to save enough for retirement.1
“What if?”
Consistent trends show surveyed Americans worry the most about “what ifs,” such as becoming ill or disabled.1
84% of consumers
surveyed are concerned about paying for healthcare expenses, including 42% who are highly concerned.2
1 Lincoln Financial, Consumer Sentiment Tracker, November 2024.
2 Lincoln Financial, Consumer Sentiment Tracker, January 2025.
When an unexpected illness or injury happens, we provide a cash benefit your employees can use to help cover everyday expenses and bills.
Supplemental health insurance products can help you offer employees protection against financial hardships due to accidents, illnesses, and hospitalizations. Lincoln’s products pay a cash benefit when an employee or family member experience a covered event, with options that include benefits like ICU and NICU confinement benefits, maternity benefits, and mental health and substance abuse assistance.
When an unexpected illness or injury happens, we provide a cash benefit your employees can use to help cover everyday expenses and bills.
Supplemental health insurance products can help you offer employees protection against financial hardships due to accidents, illnesses, and hospitalizations. Lincoln’s products pay a cash benefit when an employee or family member experience a covered event, with options that include benefits like ICU and NICU confinement benefits, maternity benefits, and mental health and substance abuse assistance.
When an unexpected illness or injury happens, we provide a cash benefit your employees can use to help cover everyday expenses and bills.
Supplemental health insurance products can help you offer employees protection against financial hardships due to accidents, illnesses, and hospitalizations. Lincoln’s products pay a cash benefit when an employee or family member experience a covered event, with options that include benefits like ICU and NICU confinement benefits, maternity benefits, and mental health and substance abuse assistance.
When an unexpected illness or injury happens, we provide a cash benefit your employees can use to help cover everyday expenses and bills.
Supplemental health insurance products can help you offer employees protection against financial hardships due to accidents, illnesses, and hospitalizations. Lincoln’s products pay a cash benefit when an employee or family member experience a covered event, with options that include benefits like ICU and NICU confinement benefits, maternity benefits, and mental health and substance abuse assistance.
Only 58% of employees surveyed are confident about making benefits choices.* Help your employees choose their best possible options by providing educational resources to make benefits more beneficial.
* Source: Lincoln Financial Wellness@Work research study, 2025.
A complicated pregnancy and the premature birth of her twins led to weeks in the neonatal intensive care unit and overwhelming medical bills. Even with health insurance, Jessica’s family was left deep in debt.
Lincoln Financial paid Jessica for the use of her story.
Privacy | Legal | © 2025 Lincoln National Corporation
Lincoln Financial is the marketing name for Lincoln National Corporation and its affiliates.
Affiliates are separately responsible for their own financial and contractual obligations.
Insurance products are issued by The Lincoln National Life Insurance Company, Fort Wayne, IN, a Lincoln Financial® company, which does not solicit business in New York, nor is it licensed to do so. In New York, insurance products are issued by Lincoln Life & Annuity Company of New York, Syracuse, NY. Both are Lincoln Financial® companies. Product availability and/or features may vary by state. Limitations and exclusions apply.
LCN-8407758-091825
10/25 Z13
Order code: GP-SHMWS-WMB001
Only 58% of employees surveyed are confident about making benefits choices.* Help your employees choose their best possible options by providing educational resources to make benefits more beneficial.
* Source: Lincoln Financial Wellness@Work research study, 2025.
A complicated pregnancy and the premature birth of her twins led to weeks in the neonatal intensive care unit and overwhelming medical bills. Even with health insurance, Jessica’s family was left deep in debt.
Lincoln Financial paid Jessica for the use of her story.
Privacy | Legal | © 2025 Lincoln National Corporation
Lincoln Financial is the marketing name for Lincoln National Corporation and its affiliates.
Affiliates are separately responsible for their own financial and contractual obligations.
Insurance products are issued by The Lincoln National Life Insurance Company, Fort Wayne, IN, a Lincoln Financial® company, which does not solicit business in New York, nor is it licensed to do so. In New York, insurance products are issued by Lincoln Life & Annuity Company of New York, Syracuse, NY. Both are Lincoln Financial® companies. Product availability and/or features may vary by state. Limitations and exclusions apply.
LCN-8407758-091825
10/25 Z13
Order code: GP-SHMWS-WMB001
Only 58% of employees surveyed are confident about making benefits choices.* Help your employees choose their best possible options by providing educational resources to make benefits more beneficial.
* Source: Lincoln Financial Wellness@Work research study, 2025.
Meet Jessica Hurley
A complicated pregnancy and the premature birth of her twins led to weeks in the neonatal intensive care unit and overwhelming medical bills. Even with health insurance, Jessica’s family was left deep in debt.
Lincoln Financial paid Jessica for the use of her story.
Lincoln Financial is the marketing name for Lincoln National Corporation and its affiliates.
Affiliates are separately responsible for their own financial and contractual obligations.
Insurance products are issued by The Lincoln National Life Insurance Company, Fort Wayne, IN, a Lincoln Financial® company, which does not solicit business in New York, nor is it licensed to do so. In New York, insurance products are issued by Lincoln Life & Annuity Company of New York, Syracuse, NY. Both are Lincoln Financial® companies. Product availability and/or features may vary by state. Limitations and exclusions apply.
© 2025 Lincoln National Corporation
LCN-8407758-091825
10/25 Z13
Order code: GP-SHMWS-WMB001
Only 58% of employees surveyed are confident about making benefits choices.* Help your employees choose their best possible options by providing educational resources to make benefits more beneficial.
* Source: Lincoln Financial Wellness@Work research study, 2025.
A complicated pregnancy and the premature birth of her twins led to weeks in the neonatal intensive care unit and overwhelming medical bills. Even with health insurance, Jessica’s family was left deep in debt.
Lincoln Financial paid Jessica for the use of her story.
Privacy | Legal | © 2025 Lincoln National Corporation
Lincoln Financial is the marketing name for Lincoln National Corporation and its affiliates.
Affiliates are separately responsible for their own financial and contractual obligations.
Insurance products are issued by The Lincoln National Life Insurance Company, Fort Wayne, IN, a Lincoln Financial® company, which does not solicit business in New York, nor is it licensed to do so. In New York, insurance products are issued by Lincoln Life & Annuity Company of New York, Syracuse, NY. Both are Lincoln Financial® companies. Product availability and/or features may vary by state. Limitations and exclusions apply.
LCN-8407758-091825
10/25 Z13
Order code: GP-SHMWS-WMB001