Woman and man camping

Explore your plan

By deciding to plan and save for your retirement, you’ve made a decision you can feel good about. You've realized that a sound savings plan can help you achieve a more secure financial future.

Texas Tech retirement plans

Texas Tech University System Tax-Deferred Account Program
Find information about eligibility requirements, vesting schedule, maximum contributions and more. This plan is available to employees upon your date of hire.

Texas Tech University Optional Retirement Program
Find information about eligibility requirements, vesting schedule, maximum contributions and more. This plan is available to employees eligible for an ORP position.

If you have further questions, contact your Lincoln Financial retirement representative.

Be generous to yourself and your future

The sooner you start saving, the better. Once you decide to save for your retirement, the next step is to decide how much to save. Check out our retirement tools and calculators.

You'll start by deciding what percentage or flat dollar amount of your income you can save, and then this amount will be automatically invested in your retirement account each pay period.

calculator
Resources for your retirement

Annual contribution limits

Find out how much you could save for your retirement each year.

Social Security benefits

Learn how to apply for Social Security benefits online.

Understand your 403(b) plan

Discover the basics of this tax-deferred retirement plan with this helpful Q&A.

Mutual funds in the Lincoln Alliance® program are sold by prospectus. An investor should carefully consider the investment objectives, risks, and charges and expenses of the investment company before investing. The prospectus and, if available, the summary prospectus contain this and other important information and should be read carefully before investing or sending money. Investment values will fluctuate with changes in market conditions, so that upon withdrawal, your investment may be worth more or less than the amount originally invested. Prospectuses for any of the mutual funds in the Lincoln Alliance® program are available at 800-234-3500.

The Lincoln Alliance® program includes certain services provided by Lincoln Financial Advisors Corp. (LFA), a broker-dealer (member FINRA, SIPC) a retail and financial planning affiliate of Lincoln Financial Group, 1301 S. Harrison St., Fort Wayne, IN 46802. Unaffiliated broker-dealers also may provide services to customers.

This material is provided by The Lincoln National Life Insurance Company, Fort Wayne, IN, and, in New York, Lincoln Life & Annuity Company of New York, Syracuse, NY, and their applicable affiliates (collectively referred to as “Lincoln”). This material is intended for general use with the public. Lincoln does not provide investment advice, and this material is not intended to provide investment advice. Lincoln has financial interests that are served by the sale of Lincoln programs, products and services.