For many people, investing may seem intimidating at first. But if you educate yourself beforehand, it doesn't have to be! Your retirement plan offers two ways to create a diversified investment portfolio.
Decide how to invest
- Make an all-in-one-choice. Ready to save, but don't know which direction to take your investments? Consider an all-in-one model to get started.
- Manage it yourself. If you enjoy learning about investments and want to build your own portfolio of investments from the plan’s lineup, this option may be best suited for you.
As your situation changes over time, your investing approach can change too. Once you decide on your approach, review your investment options at LincolnFinancial.com .
Still unsure?
If you don’t know which investments you want to choose, you can still enroll in the plan and select a contribution rate. Your contributions will be automatically invested in the plan’s Qualified Default Investment Alternative (QDIA). Please refer to your enrollment kit for more information on the QDIA.