Access | Lincoln Financial Advisors with Sagemark Consulting

Access

Lincoln Financial Advisors (LFA) offers brokerage account services through National Financial Services, LLC^®(NFS), a well-known and highly respected clearing firm across the financial services industry.

Wealthscape Investor^SM(NFS)

Your account with Lincoln Financial Advisors offers secure, password-protected access to your financial information via the Internet and mobile devices. This flexible and convenient service, along with the advice of your Lincoln Financial Advisors financial professional, can help you make more informed investment decisions.

View the information you need – when you need it – by logging into Wealthscape Investor and save the more complex aspects of your portfolio for discussion with your Lincoln Financial Advisors financial professional.

Take advantage of the Wealthscape Investor^SM account features

Quickly view your account information
Explore valuable market and research data¹
Access key documents
Utilize optional online services like account downloads, eDelivery, and Online Bill Pay
Stay connected with the Wealthscape^SM Investor Mobile App

¹Research information is provided by independent sources considered reliable but not guaranteed by LFA.

View our Wealthscape Investor Brochure

System Requirements

Supported browsers and operating systems

To ensure full functionality, Wealthscape Investor users are encouraged to utilize only supported browsers, operating systems and native applications to access the Wealthscape Investor and Wealthscape Investor Mobile platforms.

Follow these simple steps to review the most up-to-date list:

Visit www.wealthscapeinvestor.com/lfa
Select the browser support information link

Register/Update Access

Registration is quick and easy!

If you are listed as an Owner/Holder on your account, you are eligible to enroll using self-registration:

Visit the Wealthscape Investor Login page
Click the Register Now link
Type in your first and last name, date of birth and last four digits of your Social Security number
Enter your valid 9-digit brokerage account number, if prompted, which can be located on a recent statement
Select a phone number and method for receiving a One-Time PIN (OTP)
Enter the PIN, when prompted, to complete the Extra Security Step
You will be prompted to setup a Username (optional) and Password
Upon successful registration, a Confirmation page will display your Username/Investor ID

Important Note: If you create a username, it must be used to log in to Wealthscape Investor. If you do not create one, your investor ID should be used. You should record your new ID before navigating away from the confirmation page as IDs will not be automatically emailed to you after registration.

Upon successful self-registration, your existing NFS brokerage accounts will automatically be linked to your User ID. As new NFS brokerage accounts are opened, they will be systematically linked to your existing User ID.

If your account is linked to a TIN or institutional name (for example: Corporation, LLC, Unincorporated Association, or Unincorporated Church/Religious Order), or your investment portfolio includes one or more Lincoln Premier Series accounts, please begin the registration process.

Update Access

New accounts may not systematically link to or unlink from your ID if you’re a current Wealthscape Investor user, and:

Your ID was created before October 7, 2013
Your access was not initiated through the self-enrollment process (for accounts linked to a TIN or Institutional name)
You opened a new Premier Series account

Update your existing access to include accounts not systematically linked to your ID.

Passwords

IDs and passwords uniquely identify each Wealthscape Investor user and ensure secure access to your brokerage accounts. LFA is committed to the security of your account information. Your password:

Can be changed at anytime
Must be six to 20 characters
Cannot be the same as a previous password
Can be reset by selecting Forgot Password on the Wealthscape Investor login page

To create a strong password, it is recommended to include the following:

At least one special character
No recognizable sequences (e.g., 123456 or 111111)
No personally identifiable information (e.g., Social Security Number, telephone number, or date of birth)

As an additional measure to help safeguard your confidential information, your password will need to be reset at a minimum of every 365 days. You will receive a reminder when it is time to change your password beginning five days prior to expiration.

If your password expires before you can change it, or you’ve made three failed attempts to access with the wrong password, you will be locked out. Please call 800-237-3813, press 1 then option 2, to reset an expired/locked password or to retrieve a forgotten User ID.

eDelivery

With the added benefits of eDelivery, you’ll receive an email as soon as your documents are available online. View statements, trade confirmations, prospectuses, shareholder reports, letters, tax forms and other eligible correspondence.

With eDelivery you can:

Save time with instant, 24/7 online access
Simplify your recordkeeping with electronic storage
Access to a rolling 10 years of statements, seven years of trade confirmations, and a minimum of three years of eligible correspondence
Reduce the amount of paper you receive by mail
Protect your identity with less personal information on paper

Enroll in eDelivery with these easy steps:

Log into your online brokerage account. To view your online account documents, you must first enroll for access to Wealthscape Investor. If you are not a current user Click here to register
Select Document Delivery Instructions from the Service Menu
Click an account and select the documents you’d like to receive via eDelivery
Click the Save This Account button and the I Agree button to access

Once enrolled in eDelivery, online delivery will begin within 24 hours. You may also receive paper documents already printed, depending on the timing of your enrollment. Any changes made to your eDelivery preferences may take a full statement cycle to be implemented.

Important Notes Regarding eDelivery:

eDelivery is available for brokerage and advisory (Lincoln Premier Series) accounts on the NFS Platform
For Joint accounts, only one owner’s email address will receive eDelivery alerts
Undeliverable emails
- - Attempts to deliver the email continue every 90 minutes
- - After five attempts, an undeliverable email letter is sent to the account holder the same day to notify the account holder that a document is ready for online viewing. It also requests the account holder to review and update the electronic delivery email address if needed
- - After five undeliverable email letters for confirmations and/or three for statements, the eDelivery service is revoked and the account automatically reverts to paper delivery

Optional Services

Import Tax Data to a Tax Software Service

You can import eligible tax forms from Wealthscape Investor into TurboTax, H&R Block and TaxAct.

Forms Eligible for Import –1099-B, 1099-DIV, 1099-INT, 1099-MISC, 1099-OID and 1099-R
Tax Form Availability – Availability of tax forms on Wealthscape Investor is subject to their production schedule each year. Forms in later populations will not be available for import until they are produced
Accessible Tax Data – Each tax service software will only pull tax data for accounts that are linked to the Wealthscape Investor ID used during the import process

You may receive discounts on TurboTax, H&R Block, and TaxAct through the below links that automatically apply the discount (no discount code required)

Up to a $20 discount on TurboTax at https://turbotax.intuit.com/affiliate/nfsdiscount
Up to a $20 discount on H&R Block at www.hrblock.com/nfs
25% discount on most of TaxAct’s products at www.taxact.com/nfs

You should utilize the Tax Statement Guides here , or the tax software service, for information regarding importing NFS tax information. Should you face any technical issues, you should contact the tax software service directly. This ensures you have the most up to date information regarding the process or technical issues directly from the service provider.

Download Account Information to Quicken

Downloading your account information directly into Quicken is an easy way to integrate your account information. You’ll be able to monitor your cash flow and track expenses by category such as meals, clothing and travel. If you would like to download your brokerage account information into Quicken, please contact the third-party vendor directly for support: Quicken Support .

Online Bill Pay

Online Bill Pay² can help you save time by streamlining the hassles associated with bill payment and management. With Complete Bill Management and Small Business Edition, you can:

Receive, review, pay and organize bills in one place
View up to 12 months of bill payment history
Schedule automatic and/or recurring payments and payment rules
Set up email alerts letting you know when a bill arrives, is coming due, and has been paid
Run reports by payee, date, funding account and payment status

Ask your Lincoln Financial Advisors financial professional for additional information on the availability of Online Bill Pay.

²Online Bill Pay is not appropriate for use with retirement or managed accounts. System response times may vary due to a variety of factors, including trading volumes, market conditions and system performance, and instructions are transacted according to your agreement for using this website.

Wealthscape Investor Mobile

Download the Wealthscape Investor mobile app

Stay connected to your brokerage account when you’re on-the-go. You can view positions, balances and transaction history from your Android^TM, iPhone^® or iPad^® anywhere, anytime.

Visit the App Store^SM to download the free app for your iPhone^® and iPad^®
Visit Google Play^TM to download the free app for your Android Phone

Mobile Check Deposit

The Wealthscape Investor mobile app includes a mobile check deposit feature. Just snap a photo of the check with your iPhone, iPad, or Android^TM device to make on-the-go deposits directly to your brokerage account.

It’s 24/7 convenient
It’s safe and secure
It’s easy

Follow these simple steps to deposit your check into your online brokerage account:

Log into the Wealthscape Investor^SM mobile app with your WealthscapeInvestor.com login credentials
Locate the "Deposit Check" feature
- For iPad users, the "Deposit Check" feature is in the upper-right corner.
- For iPhone and Android users, look for the "More" option, select "Money Movement" and then "Deposit Check" (Android users can find the "More" option by using the Android menu button)
Take a picture of the front and back of the check
Enter the dollar amount of the check
Select the account for deposit
If depositing into more than one account, enter the allocation amount for each account
Verify your deposit information, and then click "Submit"

Any entity named here is separate and not an affiliate of Lincoln Financial Group or any of its affiliates. Any third-party trademarks and service marks appearing herein are the property of their respective owners.

Lincoln Financial Network is the marketing name for Lincoln Financial Advisors Corp. and Lincoln Financial Securities Corporation, affiliates of Lincoln Financial Group. Lincoln Financial Group is the marketing name for Lincoln National Corporation and its affiliates.

Securities offered through Lincoln Financial Advisors Corp., a member of SIPC, 1301 South Harrison Street, Fort Wayne, IN., 46802, tel: 800-237-3813. Investment advisory services offered through Lincoln Financial Advisors Corp. or Sagemark Consulting, a division of Lincoln Financial Advisors Corp., a registered investment adviser. Insurance offered through Lincoln affiliates and other fine companies. In Michigan, securities and investment advisory services offered through Lincoln Financial Advisors Corp. a broker-dealer, a registered investment adviser and an insurance agency. In California, insurance offered through Lincoln Marketing and Insurance Agency, LLC and Lincoln Associates Insurance Agency, Inc. and other fine companies. In Utah, LFA Insurance Agency. In Washington, insurance offered through Lincoln Financial Advisors Corp., LFA, Limited Liability Company and other fine companies. Lincoln Financial Advisors Corp. and its financial professionals do not provide legal or tax advice.

Not all financial professionals with our firm are able to offer advisory services.

See Lincoln Financial Advisors Corp. (LFA’s) Form CRS - Customer Relationship Summary, available here, for succinct information about the relationships and services LFA offers to retail investors, related fees and costs, specified conflicts of interest, standards of conduct, and disciplinary history, among other things. LFA’s Forms ADV, Part 2A, which describe LFA’s investment advisory services, Regulation Best Interest Disclosure Document, which describes LFA’s broker-dealer services, and other client disclosure documents can be found here.

Wealthscape Investor℠ is a service mark of FMR LLC.

Fidelity Investments is a leading provider of investment management, retirement planning, portfolio guidance, brokerage, benefits outsourcing and other financial products and services to institutions, financial intermediaries, and individuals. For more information about Fidelity Investments, visit Fidelity.com.

Fidelity Investments ("Fidelity") is an independent company, unaffiliated with Lincoln Financial Advisors Corp. ("LFA"). Fidelity is a service provider to LFA. There is no form of legal partnership, agency affiliation, or similar relationship between your financial professional and Fidelity, nor is such a relationship created or implied by the information herein. Fidelity is a registered service mark of FMR LLC. Fidelity Investments provides clearing, custody, or other brokerage services through National Financial Services LLC or Fidelity Brokerage Services LLC, Members NYSE, SIPC. 908746.2.0

LINCOLN FINANCIAL ADVISORS				ADDITIONAL SUPPORT
Mailing Address: Lincoln Financial Advisors 1301 S. Harrison Street / Suite 150 Fort Wayne, IN 46802				Questions about Specific Account Issues: Brokerage Account Services/General Information
Investment Services and Trade Phone: 800-237-3813 Monday - Friday 8:30 a.m.-7:00 p.m. ET				Questions about Accessing and Using Wealthscape Investor: Wealthscape Investor
				Questions about Account Aggregation: Aggregation Services Phone: 866-849-3838 LFG.com

Wealthscape InvestorSM (NFS)

Take advantage of the Wealthscape InvestorSM account features