Mutual funds | Lincoln Financial Advisors with Sagemark Consulting

Mutual Funds

Mutual funds — portfolios run by professional money managers who invest pooled assets in a variety of stocks, bonds and other securities — offer you convenience, liquidity and diversification.

Diversification helps lower the risk and volatility generally associated with investing in a limited number of securities. Please note that diversification neither ensures a profit nor protects against a loss.

There is a mutual fund to help meet virtually every investment objective, but selecting among the thousands of mutual funds on the market can be difficult. Additionally, while certain mutual fund families excel in some areas they may fall short in others. Identifying which single mutual fund or combination of them is appropriate for your specific situation may require guidance.

Your Lincoln Financial Advisors (LFA) financial professional is prepared to help you make mutual fund decisions aligned with your risk tolerance, investment objectives and time horizon. Our firm has access to a multitude of mutual fund options from a wide array of mutual fund families.

Mutual funds are offered by prospectus. The prospectus contains complete information on the style of investment objectives you should expect in addition to the risks, costs and expenses the fund may incur. Ask your financial professional for a prospectus of any of the mutual funds available through our firm.

Carefully consider the investment objectives, risks, costs and expenses of an investment company before investing. Read the prospectus carefully before investing or sending money. The investment return and principal value of an investment will fluctuate with changes in market conditions so that an investor's shares when redeemed may be worth more or less than the original amount invested.

Any entity named here is separate and not an affiliate of Lincoln Financial Group or any of its affiliates. Any third-party trademarks and service marks appearing herein are the property of their respective owners.

Lincoln Financial Network is the marketing name for Lincoln Financial Advisors Corp. and Lincoln Financial Securities Corporation, affiliates of Lincoln Financial Group. Lincoln Financial Group is the marketing name for Lincoln National Corporation and its affiliates.

Securities offered through Lincoln Financial Advisors Corp., a member of SIPC, 1301 South Harrison Street, Fort Wayne, IN., 46802, tel: 800-237-3813. Investment advisory services offered through Lincoln Financial Advisors Corp. or Sagemark Consulting, a division of Lincoln Financial Advisors Corp., a registered investment adviser. Insurance offered through Lincoln affiliates and other fine companies. In Michigan, securities and investment advisory services offered through Lincoln Financial Advisors Corp. a broker-dealer, a registered investment adviser and an insurance agency. In California, insurance offered through Lincoln Marketing and Insurance Agency, LLC and Lincoln Associates Insurance Agency, Inc. and other fine companies. In Utah, LFA Insurance Agency. In Washington, insurance offered through Lincoln Financial Advisors Corp., LFA, Limited Liability Company and other fine companies. Lincoln Financial Advisors Corp. and its financial professionals do not provide legal or tax advice.

Not all financial professionals with our firm are able to offer advisory services.

See Lincoln Financial Advisors Corp. (LFA’s) Form CRS - Customer Relationship Summary, available here, for succinct information about the relationships and services LFA offers to retail investors, related fees and costs, specified conflicts of interest, standards of conduct, and disciplinary history, among other things. LFA’s Forms ADV, Part 2A, which describe LFA’s investment advisory services, Regulation Best Interest Disclosure Document, which describes LFA’s broker-dealer services, and other client disclosure documents can be found here.

Wealthscape Investor℠ is a service mark of FMR LLC.

Fidelity Investments is a leading provider of investment management, retirement planning, portfolio guidance, brokerage, benefits outsourcing and other financial products and services to institutions, financial intermediaries, and individuals. For more information about Fidelity Investments, visit Fidelity.com.

Fidelity Investments ("Fidelity") is an independent company, unaffiliated with Lincoln Financial Advisors Corp. ("LFA"). Fidelity is a service provider to LFA. There is no form of legal partnership, agency affiliation, or similar relationship between your financial professional and Fidelity, nor is such a relationship created or implied by the information herein. Fidelity is a registered service mark of FMR LLC. Fidelity Investments provides clearing, custody, or other brokerage services through National Financial Services LLC or Fidelity Brokerage Services LLC, Members NYSE, SIPC. 908746.2.0

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