Cost | Lincoln Financial Securities

Cost

Lincoln Financial Securities (LFS) offers brokerage account services through National Financial Services LLC^® (NFS), a Fidelity^® Investments company and clearing firm that is well-known and highly respected across the financial services industry.

LFS fee and commission schedule

You are encouraged to review the LFS Fee and Commission Schedule for detailed information on the trading, execution, and other service fees and charges applicable to your LFS brokerage and investment advisory accounts that are held with NFS and for which LFS serves as the broker-dealer of record. Should you have any questions regarding the LFS Fee and Commission Schedule or the fees that are applicable to your accounts with LFS, please contact your LFS financial professional.

For additional information on the broker-dealer and investment advisory services LFS offers and related fees and expenses, please see LFS’s Form CRS, Regulation Best Interest Disclosure Document, and Form ADV, Part 2A disclosure brochures, as applicable, which are available here.

NFS base lending rate

NFS sets a base lending rate according to commercial lending rates, industry conditions regarding the extension of margin credit and general credit conditions. As of April 1, 2024, the NFS Base Lending Rate (the NFBLR) was 10.00 percent. The NFBLR is set at the discretion of NFS and can change without notice.

Margin trading costs

If you have been approved for a margin borrowing account, you will pay interest on any outstanding margin debit balance in your account. The margin borrowing interest rate is the sum of the NFBLR and a surcharge based on the size of your margin debit balance. You are encouraged to review the NFS Margin Borrowing Brochure and speak with your LFS financial professional before deciding whether margin investing is appropriate for you.

Margin trading entails considerable risk and is not suitable for all investors. If the market value of securities in your margin account declines, you may be required to deposit more money or securities in order to maintain your line of credit. If you are unable to do so, your assets that are pledged as collateral may be sold. Investment losses will not minimize your obligation to repay your margin loan in full.

How LFS addresses debit balances in client accounts

Depending on the type of account you have with LFS and your account’s holdings, LFS may charge you trading, execution, and other service fees and charges as described in the LFS Fee and Commission Schedule linked above when LFS serves as the broker-dealer of record for your account. These fees include, but are not limited to, inactive account fees, annual account maintenance fees, and annual custody and valuation fees for certain asset types, as applicable. If there is not enough cash in your account to pay for these fees as and when they are charged to your account, your account will go into a debit position. To resolve a debit in your account, you may work with your LFS financial professional to deposit additional cash into your account or sell securities held in your account to generate cash. If you do not take prompt action to resolve any debit in your account, LFS will take action to raise cash in your account to satisfy the total amount of your outstanding debit (and any fees and expenses associated with the resolution of your outstanding debit). An outline of the process that LFS uses to resolve outstanding debits in client accounts can be found here.

Any entity named here is separate and not an affiliate of Lincoln Financial Group or any of its affiliates. Any third-party trademarks and service marks appearing herein are the property of their respective owners.

Lincoln Financial Network is the marketing name for Lincoln Financial Advisors Corp. and Lincoln Financial Securities Corporation, affiliates of Lincoln Financial Group. Lincoln Financial Group is the marketing name for Lincoln National Corporation and its affiliates.

Securities and advisory services offered through Lincoln Financial Securities Corp., 1301 South Harrison Street, Fort Wayne, IN., 46802, tel: 800-237-3813, a member of SIPC, a registered broker-dealer and a registered investment adviser. Insurance offered through Lincoln affiliates and other fine companies. In California, insurance may be offered through LFS Marketing & Insurance Sales Corporation. In New York, insurance may be offered through LFS Marketing & Insurance Agency Corporation. Lincoln Financial Securities Corp. and its financial professionals do not provide legal or tax advice.

Not all financial professionals with our firm are able to offer advisory services.

See Lincoln Financial Securities Corp. (LFS’) Form CRS – Customer Relationship Summary, available here, for succinct information about the relationships and services LFS offers to retail investors, related fees and costs, specified conflicts of interest, standards of conduct, and disciplinary history, among other things. LFS’ Forms ADV, Part 2A, which describe LFS’ investment advisory services, Regulation Best Interest Disclosure Document, which describes LFS’ broker-dealer services, and other client disclosure documents can be found here.

Wealthscape Investor℠ is a service mark of FMR LLC.

Fidelity Investments is a leading provider of investment management, retirement planning, portfolio guidance, brokerage, benefits outsourcing and other financial products and services to institutions, financial intermediaries, and individuals. For more information about Fidelity Investments, visit Fidelity.com.

Fidelity Investments ("Fidelity") is an independent company, unaffiliated with Lincoln Financial Advisors Securities Corporation. Fidelity is a service provider to LFS. There is no form of legal partnership, agency affiliation, or similar relationship between your financial professional and Fidelity, nor is such a relationship created or implied by the information herein. Fidelity is a registered service mark of FMR LLC. Fidelity Investments provides clearing, custody, or other brokerage services through National Financial Services LLC or Fidelity Brokerage Services LLC, Members NYSE, SIPC. 1138754.1.0

LINCOLN FINANCIAL SECURITIES				ADDITIONAL SUPPORT
Mailing Address: Lincoln Financial Securities 1301 S. Harrison Street / Suite 150 Fort Wayne, IN 46802				Questions about Specific Account Issues: Brokerage Account Services/General Information
Investment Services and Trade: Phone: 800-237-3813 Monday - Friday 8:30 a.m.-7:00 p.m. ET				Questions about Accessing and Using Wealthscape Investor: Wealthscape Investor
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