Why Short-Term Disability (STD) Insurance?

STD insurance can help financially protect you and your loved ones if you miss work due to sickness, injury, surgery or recovery from childbirth.

Here’s how it works:

First, you use sick leave or paid time off to cover the elimination period (a set timeframe based on your policy). After that, you receive a portion of your weekly salary as a cash benefit to help ease the financial burden while you’re away from work.

What can the money be used for?

Most anything – from groceries to mortgage payments and everything in-between – until you return to work or your coverage period ends.