World-Class Future
Welcome New Employees of Prince William County Schools! This site includes important information about your PWCS Supplemental Plan, so feel free to look around. But before you do, we’ve put together a short presentation for you – click here  to view. We've also included some documents at the bottom of this page that will help you make the most of your PWCS retirement plan. On behalf of your entire Lincoln team, congratulations on joining the PWCS family!
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Did you know that only 27% of working Americans are very confident they’ll have enough money for a comfortable retirement?1

The good news is: You have reason to be confident!

You have access to an employer-sponsored retirement plan. So give your retirement savings a jump-start by taking advantage of this opportunity.

Your Prince William County Schools 403(b) and 457(b) Retirement Plans are a part of your total compensation package. If put to good use, it could become one of your most important workplace benefits. You can choose to contribute in two different ways. The first is by contributing money before it’s taxed, which is called a pretax contribution. This reduces your current taxable income dollar for dollar, so fewer taxes are withheld each pay period. You’ll pay taxes on your contributions and on any earnings when you withdraw your money, typically at retirement. The second is by contributing money after it’s taxed, which is called a Roth contribution. By paying your taxes now, you secure a source of entirely tax-free money later on, if certain conditions are met. That’s right! Both your contributions and any earnings can be withdrawn tax-free as long they’re part of a qualified distribution. A distribution is considered “qualified” if your Roth account has been established for at least five years and you’re at least age 59½, or if the withdrawal is due to your death or total disability

Learn more about your workplace retirement plan.

1Employee Benefit Research Institute, 2020 Retirement Confidence Survey, April 23, 2020

Helpful information for all PWCS employees not yet participating in the PWCS Supplement plan.