Understand your
investment options

Investing can seem intimidating, but it doesn’t have to be. In fact, your retirement plan offers two ways of creating a diversifed investment portfolio.

Decide how to invest

  1. Make an all-in-one choice. Ready to save, but don't know which direction to take your investments? Consider an all-in-one model to get started.
  2. Manage it yourself. When you are investing in the retirement plan, you can choose your investments from the plan’s lineup.
      

Simply decide how involved you want to be in managing your plan investment portfolio. As your situation changes over time, your investing approach can change too. Once you decide on your approach, review your investment options.

Talk to a retirement representative for education and assistance to help you make informed decisions.

Investment Line-up - Performance and Fee Information*

Your program’s investment options were selected by your employer from thousands of mutual funds offered by hundreds of fund families. For detailed information about your investment choices, please see:

Your enrollment kit:
403(b) Supplemental Retirement Plan
457(b) Governmental Plan
LifeSpanSM portfolio performance
 
Learn about Lincoln  PathBuilder Income (formerly known as Secured Retirement Income)

Legacy accounts

Prior to January 1, 2003, PWCS had multiple vendors for the 403(b) Plan. Plan participants that continue to hold assets in the deselected products, aka Legacy Accounts, may transfer such assets to the Lincoln Alliance Program. For information on legacy account performance, please see link below.

*The information contained in the legacy account performance charts is provided by Bolton USA. Bolton is the independent investment consultant for the PWCPS retirement plans. For questions on the information contained in the chart, please contact PWCPS Benefits Department at benefits@pscs.edu

The products in the Legacy Accounts are no longer available. To transfer assets to the Lincoln Alliance® Program, please contact your Lincoln representative.

Mutual funds in the Lincoln Alliance® program are sold by prospectus. An investor should carefully consider the investment objectives, risks, and charges and expenses of the investment company before investing. The prospectus and, if available, the summary prospectus contain this and other important information and should be read carefully before investing or sending money. Investment values will fluctuate with changes in market conditions, so that upon withdrawal, your investment may be worth more or less than the amount originally invested. Prospectuses for any of the mutual funds in the Lincoln Alliance® program are available at 800 234 3500.

The Lincoln Alliance® program includes certain services provided by Lincoln Financial Advisors Corp. (LFA), a broker-dealer (member FINRA, SIPC) and a retail and financial planning affiliate of Lincoln Financial Group, 1301 S. Harrison St., Fort Wayne, IN 46802. Account values are subject to fluctuation included loss of principal.
Unaffiliated broker-dealers also may provide services to customers. Lincoln Investment Advisors Corporation (LIAC) is the investment management organization of Lincoln Financial Group. 

This material is provided by The Lincoln National Life Insurance Company, Fort Wayne, IN, and, in New York, Lincoln Life & Annuity Company of New York, Syracuse, NY and their applicable affiliates (collectively referred to as “Lincoln”). This material is intended for general use with the public. Lincoln does not provide investment advice, and this material is not intended to provide investment advice. Lincoln has financial interests that are served by the sale of Lincoln programs, products and services.