Father and son fishing

Enroll in the plan

Congratulations on deciding to enroll in the Rabobank retirement program!

Enroll in the plan

To enroll online, go to LincolnFinancial.com  and follow the step-by-step instructions for enrolling in your  plan
  

Manage your account video
Manage your account online

Take charge of your retirement by getting started and learn how to register for online account access.

Learn how to get started.

 

Lincoln WellnessPath®

Wellness isn’t just about physical health. There are emotional and financial components, too. Whether you want to save more or need to pay off debt, getting your finances in order can have an impact on your overall well-being. That’s where Lincoln can help. 

Lincoln WellnessPATH® provides tools and personalized steps to manage your financial life. From creating a budget to building an emergency fund to paying down debt, our easy-to-use online tool helps you turn information into action so you can focus on both short- and long-term goals, such as saving for retirement.

It’s easy to get started. Answer a few simple questions (such as, "Do you rent or have a mortgage?") and receive a financial wellness score that analyzes your saving, spending, debt, and protection. 

Log in to LincolnFinancial.com/Retirement   and select Find Your Path on the account summary page. The first time you use the tool, you’ll take a short quiz to help you set goals, so you can immediately take action.   

Get help with your account

  • Update your contributions or set up  automatic increases at LincolnFinancial.com . To change your savings rate, go to the Contributions tab, and enter a new percentage and click UPDATE. To set up automatic contribution increases, check the sign-up box, enter the percentage, frequency and start date and click UPDATE.
  • Reallocate your balance or update investment elections by logging in to your account at LincolnFinancial.com . Go to the Investments tab and click Change investments, then click the CHANGE INVESTMENTS button and follow the prompts. Click SUBMIT CHANGES to confirm your changes. If you've elected a model, it may automatically rebalance for you. Contact your Lincoln Financial retirement consultant if you have questions.
  • Update your primary and contingent beneficiary designations by contacting your Lincoln Financial retirement consultant.
  • Take a distribution. You may withdraw money from your account when you reach age 59½ or for a qualifying event as outlined in your plan highlights . Please remember: Taxes will be due upon distribution and, if taken before age 59½, may be subject to an additional 10% federal tax penalty. You should consult with a tax advisor before withdrawing money from your account. Once you are ready to take a distribution, you can contact your Lincoln Financial retirement consultant.

Have additional questions about your 401(k) plan? Call our Customer Service Center at 800-234-3500 or set up a meeting with a Lincoln Financial retirement consultant.

Mutual funds in the Lincoln Alliance® program are sold by prospectus. An investor should carefully consider the investment objectives, risks, and charges and expenses of the investment company before investing. The prospectus and, if available, the summary prospectus contain this and other important information and should be read carefully before investing or sending money. Investment values will fluctuate with changes in market conditions, so that upon withdrawal, your investment may be worth more or less than the amount originally invested. Prospectuses for any of the mutual funds in the Lincoln Alliance® program are available at 800-234-3500.

The Lincoln Alliance® program includes certain services provided by Lincoln Retirement Services Company, LLC and Lincoln Financial Group Trust Company, Inc. with wholesale marketing and distribution services provided by Lincoln Financial Distributors, Inc. (LFD), a wholesale broker-dealer (member FINRA). All entities listed are affiliates of Lincoln Financial Group, the marketing name for Lincoln National Corporation. Unaffiliated broker-dealers also may provide services to customers. Account values are subject to fluctuation, including loss of principal.

This material is provided by The Lincoln National Life Insurance Company, Fort Wayne, IN, and, in New York, Lincoln Life & Annuity Company of New York, Syracuse, NY and their applicable affiliates (collectively referred to as “Lincoln”). This material is intended for general use with the public. Lincoln does not provide investment advice, and this material is not intended to provide investment advice. Lincoln has financial interests that are served by the sale of Lincoln programs, products and services.