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Explore
your plan

By deciding to plan and save for your retirement, you’ve made a decision you can feel good about. You've realized that a sound savings plan is key toward helping you achieve a secure financial future. The first step is by participating in your workplace retirement plan.

Rabobank retirement plan

Your Rabobank retirement plan is designed to help you achieve the retirement you envision. To determine eligibility or learn about vesting schedule, maximum contributions, and more, view your  plan highlights .

Enjoy tax advantages

You can save on a pretax basis and pay less in taxes now, or you can save on a Roth after-tax basis and enjoy tax-free distributions when you retire.1

Rabobank will pitch in to help you on your way: 

  • A basic matching contribution: Rabobank will match 50% of the first 6% you contribute.
  • A core contribution: Each year, Rabobank will contribute an amount equal to 3% of your salary.
  • A discretionary contribution: Each year, Rabobank may contribute a percentage of your salary.

Introducing Roth contributions 

Which type of retirement plan contribution(s) may be right for you? This informative presentation and brochure can help you make confident, informed decisions about your future. 

Enjoy growth potential

Thanks to the power of compounding, every dollar you save has the potential to generate earnings, which are then reinvested to generate their own earnings. Over time, it can make a really big difference!

If you have further questions, contact your Human Resources department.

You'll thank yourself later

The sooner you start saving, the better. Once you decide to save for your retirement, the next step is to decide how much to save. Check out our retirement tools and calculators.

You'll start by deciding how much you can save; either a flat dollar amount or a percentage of your wages will be automatically invested in your retirement account each pay period. But before you do that, it's important to educate yourself on general financial, investment and retirement information so you can make informed decisions. 
  

1Distributions are tax-free if your account is open for five years and the distribution is the result of death, disability, or attainment of age 59½.
 

calculator
Resources for your retirement needs

Annual contribution limits

Find out how much you could save for your retirement each year.

Social Security benefits

Learn how to apply for Social Security benefits online.

Understand your 401(k) plan

Discover the benefits of your retirement plan with this helpful Q&A.

Mutual funds in the Lincoln Alliance® program are sold by prospectus. An investor should carefully consider the investment objectives, risks, and charges and expenses of the investment company before investing. The prospectus and, if available, the summary prospectus contain this and other important information and should be read carefully before investing or sending money. Investment values will fluctuate with changes in market conditions, so that upon withdrawal, your investment may be worth more or less than the amount originally invested. Prospectuses for any of the mutual funds in the Lincoln Alliance® program are available at 800-234-3500.

The Lincoln Alliance® program includes certain services provided by Lincoln Retirement Services Company, LLC and Lincoln Financial Group Trust Company, Inc. with wholesale marketing and distribution services provided by Lincoln Financial Distributors, Inc. (LFD), a wholesale broker-dealer (member FINRA). All entities listed are affiliates of Lincoln Financial Group, the marketing name for Lincoln National Corporation. Unaffiliated broker-dealers also may provide services to customers. Account values are subject to fluctuation, including loss of principal.

This material is provided by The Lincoln National Life Insurance Company, Fort Wayne, IN, and, in New York, Lincoln Life & Annuity Company of New York, Syracuse, NY and their applicable affiliates (collectively referred to as “Lincoln”). This material is intended for general use with the public. Lincoln does not provide investment advice, and this material is not intended to provide investment advice. Lincoln has financial interests that are served by the sale of Lincoln programs, products and services.