Capital preservation | Lincoln RIA

Capital preservation and market growth opportunities

In today’s low interest rate environment, risk-averse investors don’t have to sacrifice growth to avoid market losses. Consider a portfolio allocation that offers growth potential linked to market performance while avoiding downside risk. It can also help clients in or near retirement protect their savings from sequence of returns risk by providing an alternative source of income.

With a Lincoln Core Capital^SM fixed indexed annuity, your clients can have these benefits:

Principal protection and higher yields than traditional deposit accounts

Tax-deferred growth opportunities linked to S&P 500 Index performance

Protection from market losses and locked-in gains

An option that can enhance their retirement income strategy

Lincoln Core Capital^® fixed indexed annuity (contract form ICC17-622 and state variations) is issued by The Lincoln National Life Insurance Company, Fort Wayne, IN, and distributed by Lincoln Financial Distributors, Inc., a broker-dealer. The Lincoln National Life Insurance Company does not solicit business in the state of New York, nor is it authorized to do so. Contractual obligations are subject to the claims-paying ability of The Lincoln National Life Insurance Company.

A fixed indexed annuity is intended for retirement or other long-term needs. It is intended for a person who has sufficient cash or other liquid assets for living expenses and other unexpected emergencies, such as medical expenses. A fixed indexed annuity is not a registered security or stock market investment and does not directly participate in any stock or equity investments, or index. The index used is a price index and does not reflect dividends paid on the underlying stocks.

Not a deposit. Not FDIC insured. Not insured by any federal government agency. Not guaranteed by any bank or savings association. May go down in value.