Income annuities can be a good way to secure life-long cash flow for your clients and help them take control of their retirement income plan. They can provide the income needed to help your clients cover day-to-day expenses in retirement, which leaves more portfolio assets for discretionary spending and legacy goals. We offer a flexible solution to help you meet clients needs.
Options available with Lincoln's Advisory DIA:
Consumers can choose from several payment options, based on one life, two lives or a specific timeframe. They choose the frequency of income payments: monthly, quarterly, semiannual or annual.
Single life options
With these payment options, Lincoln pays income for life. Several options offer a provision for a certain, guaranteed minimum amount of income to be paid, regardless of the timing of death.
With these payment options, Lincoln pays income over two lifetimes. Several options offer a provision for a certain, guaranteed minimum amount of income to be paid, regardless of the timing of the last person's death.
Period certain option
Lincoln pays income for a guaranteed number of payments.
Lincoln Deferred Income SolutionsSM Advisory Annuity (contract forms 13-618F and state variations) is issued by The Lincoln National Life Insurance Company, Fort Wayne, IN, and distributed by Lincoln Financial Distributors, Inc., a broker-dealer.
The Lincoln National Life Insurance Company does not solicit business in the state of New York, nor is it authorized to do so. Contractual obligations are subject to the claims-paying ability of The Lincoln National Life Insurance Company.