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Understand your
investment options

For many people, investing may seem intimidating at first. But if you educate yourself beforehand, it doesn't have to be! Your retirement plan offers two ways to create a diversified investment portfolio.

Decide how to invest

  1. Make an all-in-one choice. Ready to save, but don’t know which direction to take your investments? Consider an all-in-one model to get started.
  2. Manage it yourself. When you are investing in the retirement plan, you can choose your investments from the plan's lineup.

Once you decide on your approach, review your investment options in your enrollment kit. Keep in mind, over time as your situation changes, your investing approach can change too.

Talk to a retirement representative for education and assistance to help you make informed decisions.

Still unsure?

If you don’t know which investments you want to choose, you can still enroll in the plan and select a contribution rate. Your contributions will be automatically invested in the plan’s default investment alternative (DIA). Please refer to your enrollment kit for more information on the DIA.

Mutual funds in the Lincoln Alliance® program are sold by prospectus. An investor should carefully consider the investment objectives, risks, and charges and expenses of the investment company before investing. The prospectus and, if available, the summary prospectus contain this and other important information and should be read carefully before investing or sending money. Investment values will fluctuate with changes in market conditions, so that upon withdrawal, your investment may be worth more or less than the amount originally invested. Prospectuses for any of the mutual funds in the Lincoln Alliance® program are available at 800-234-3500.

The Lincoln Alliance® program includes certain services provided by Lincoln Financial Advisors Corp. (LFA), a broker-dealer (member FINRA, SIPC), and retail and financial planning affiliate of Lincoln Financial Group, 1301 S. Harrison St., Fort Wayne, IN 46802. Unaffiliated broker-dealers also may provide services to customers. Lincoln Investment Advisors Corporation (LIAC) is the investment management organization of Lincoln Financial Group.

This material is provided by The Lincoln National Life Insurance Company, Fort Wayne, IN, and, in New York, Lincoln Life & Annuity Company of New York, Syracuse, NY, and their applicable affiliates (collectively referred to as “Lincoln”). This material is intended for general use with the public. Lincoln does not provide investment advice, and this material is not intended to provide investment advice. Lincoln has financial interests that are served by the sale of Lincoln programs, products and services.