For many people, investing may seem intimidating at first. But if you educate yourself beforehand, it doesn't have to be! Your retirement plan offers two ways to create a diversified investment portfolio.
Decide how to invest
- Make an all-in-one choice. Ready to save, but don’t know which direction to take your investments? Consider an all-in-one model to get started.
- Manage it yourself. When you are investing in the retirement plan, you can choose your investments from the plan's lineup.
Once you decide on your approach, review your investment options in your enrollment kit. Keep in mind, over time as your situation changes, your investing approach can change too.
- Texas A&M University System Optional Retirement Program (ORP) Enrollment Kit (PDF)
- Texas A&M University System Tax-Deferred Account (TDA) Enrollment Kit (PDF)
Talk to a retirement representative for education and assistance to help you make informed decisions.
If you don’t know which investments you want to choose, you can still enroll in the plan and select a contribution rate. Your contributions will be automatically invested in the plan’s default investment alternative (DIA). Please refer to your enrollment kit for more information on the DIA.