Life insurance

Lincoln TermAccel Level Term

Lincoln TermAccel^® Level Term allows your clients to enjoy the freedom of a term policy with competitive pricing — in a fraction of the time. This solution offers:

• Protection for middle-market clients, ages 18-60
• Face amounts from $100,000 to $1 million for 10-, 15-, 20- or 30-year terms¹
• No APS requirement, so cases are issued quickly and efficiently

Key marketing materials

• Product resource page

¹ For the 30-year term duration, issue ages and risk classification are subject to standard product guidelines.

Lincoln LifeElements Level Term (2019)

For affluent clients and business owners who want temporary protection (10-, 15-, 20- or 30-year terms) competitively priced with coverage amounts over $1 million, Lincoln LifeElements® Level Term features:

• Guaranteed financial protection with coverage for 10, 15, 20, or 30 years
• Affordability with cost-efficient rates for ages 30 and above
• Convenience with electronic ticket submissions and the support of an industry-leading underwriting team
• Flexibility with the ability to add protection and reduce coverage if needs change
• Conversion option to change coverage to a Lincoln permanent policy

Key marketing materials

• Client guide
• Buy-sell case study

Lincoln WealthAccelerate 

Lincoln WealthAccelerate^® is an indexed universal life product that offers a fully digital and automated experience — from application to policy management. It focuses on meeting clients’ expectations in today’s modern world of instant gratification, exceptional experiences, and simplicity.

Meet your clients, who:

• Range in age from 20–55
• Have protection needs from $100,000 to $1.5 million
• Want a solution that fits their needs and life stage

Key marketing materials

• Product resource page

Lincoln WealthBuilder IUL

Offer clients the balance of protection and performance with Lincoln WealthBuilder Indexed Universal Life – a powerful accumulation-focused solution built for clients focused on diversifying their financial portfolio. It offers:

• Protection plus potential: death benefit protection with the ability to accumulate cash value through indexed accounts
• Managed market volatility through indexed account options: built-in protection against market volatility, even during periods of instability with the opportunity to capture more upside compared to traditional indexed accounts¹
• Tax-advantaged growth potential: tax-deferred cash value accumulation with access to that value tax-free, provided the policy is not a modified endowment contract²

Meet your clients who

• Range from ages 35 – 55
• Have high-net-worth and may be business owners or foreign nationals
• Want a wealth-building solution that includes a death benefit with tax advantages

Key marketing materials

For you

• Financial Professional guide
• Digital experience

For your clients

• Product fact sheet
• Client guide

¹ Growth is not guaranteed.

 ² Provided the policy is not a MEC, modified endowment control. Access is through loans and withdrawals that will reduce the policy’s death benefit and cash value, may cause the policy to lapse and may have tax consequences.

Lincoln WealthBuilder ECV IUL

Lincoln WealthBuilder ECV was designed for clients looking for high early cash value access to help meet premium financing strategies or business insurance needs.¹ This indexed universal life insurance product helps give your clients flexibility to reach their goals – right from the start.

High early cash value: in addition to death benefit protection, clients benefit from built-in elevated early cash values, or through options offered with the Early Cash Value Endorsement (ECVE) options¹

Managed market volatility through Indexed Account options: built-in protection from market volatility and instability with options that may be better positioned for upside gains than traditional indexed accounts²

Tax-advantaged growth potential: tax-deferred accumulation, with access to that value tax-free, provided the policy is not a modified endowment contract³

Key marketing materials

• Product fact sheet
• Client profiles for premium finance

¹ Benefits are non-guaranteed and based on policy performance.

² Growth is not guaranteed.

³ Provided the policy is not a MEC, modified endowment contract. Access is through loans and withdrawals that will reduce the policy’s death benefit and cash value, may cause the policy to lapse and may have tax consequences.

Lincoln AssetEdge VUL (2025)

Take control of your financial future while protecting what matters most with Lincoln AssetEdge® VUL. This variable universal life insurance policy offers death benefit protection plus growth potential through investment options – all with the flexibility to meet your financial goals.

Key marketing materials

• Lincoln AssetEdge VUL (2025) client guide
• Lincoln AssetEdge VUL (2025) fact sheet
• Conversation starter flyer

Lincoln WealthProtector IUL

Lincoln WealthProtector^SM IUL was designed for clients who value long-term death benefit protection. It offers a powerful combination of security and opportunity by providing growth potential, flexibility and tax advantages. With a customizable guarantee feature that can extend coverage up to age 100, clients can keep their protection in place throughout their lifetime, even if markets fluctuate.

Lincoln WealthProtector IUL provides:

• Tax-free death benefit protection: Clients can take advantage of a policy that offers long-term growth potential and offers a legacy in the form of a tax-free death benefit.¹
• Options for growth potential: They can choose from traditional industry accounts or new S&P-based enhanced volatility-controlled options with higher volatility targets than seen in the industry to take advantage of upside potential. Credited interest is calculated based on the indexed account changes, and is subject to caps, floors and participation rates.²
• Downside and lapse protection benefits: A guaranteed 0% floor shields policy values from market losses while no-lapse options help ensure your clients’ coverage stays in place.²

For you

• Digital experience

For your clients

• Product fact sheet
• Mini client flyer
• Client guide

¹ Beneficiaries can receive an income tax-free death benefit under IRC Section 101(a)(1). Estate and local taxes may apply. The death benefit would be reduced by any loans account balance, withdrawals and benefits paid.

² Growth is not guaranteed. While Indexed Accounts are protected by a guaranteed minimum interest rate, policy charges remain in effect and may reduce the policy value.

Lincoln WealthPreserve 2 (2020) Survivorship IUL

Clients looking for long-term protection, built-in guarantees and lifelong flexibility should consider Lincoln WealthPreserve^® 2 SIUL. This survivorship indexed universal life solution is built for couples who want protection for two lives under one policy.

• Client guide
• Why survivorship client flyer

Lincoln AssetEdge SVUL

This one solution offers death benefit protection on two lives plus growth potential through investment options to help you protect your legacy and reach your financial goals.

Key marketing materials

• Lincoln AssetEdge SVUL client guide
• Lincoln AssetEdge SVUL fact sheet
• Why Survivorship flyer