Underwriting and New Business

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2022: The Year of Optimization

Hear from Heather Milligan, SVP and Head of Underwriting and New Business, on what you can look forward to in 2022, including:

  • Enhanced digital capabilities
  • Expanded automated underwriting benefits
  • Underwriting enhancements
Underwriting 411 Video Series: Melanoma

Year End Guidelines and Underwriting 411

Our new Underwriting 411 video series highlights Lincoln’s leading-edge underwriting advantages to help you meet the needs of your clients. Watch this video to learn more about this month’s hot topic: Melanoma. And, the 2021 Year-End Guidelines are here. Read up on how to best prepare to close out the year.

Professional Advantage Program Presentation screen

Professional Advantage Program

Lincoln's Professional Advantage Program can issue a Lincoln life insurance policy up to $20 million with no exams or labs.

Digital First Strategy

Our digital-first strategy

Lincoln has the tools to allow you to do business virtually, from submission to policy delivery.
Visit our GO Digital page for more information.

Recent highlights

  • eInterview launch for Life and MoneyGuard®
  • eNIGO agent to client workflow
  • Use of electronic health records (EHR)
  • Case status communication preferences

    

  • What sets us apart
  • Underwriting guidelines
Leading edge underwriting
Large Underwriting Team

Large case underwriting team

Get big deals done with up to $60 million autobind, up to $65 million jumbo and access to reinsurance capacity for coverage in excess of $100 million.

Meet the team.

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When to think Lincoln

Lincoln’s Underwriting team is leading-edge in medical and financial underwriting – look to us for:

  • All medical impairments – including diabetes, melanoma, hepatitis C and prostate cancer
  • Financial evaluation of your business insurance cases – including key person coverage
  • An experienced underwriting department with a breadth and depth of knowledge
     

And, we’ve recently updated our rating guidelines for all ages and improved our preferred and preferred plus build guidelines!

Lincoln Executive MultiLife Underwriting Guide

Lincoln Executive MultiLife Underwriting Guide

Learn more about Lincoln MultiLife GI/SI underwriting guidelines . And, check out the MultiLife Digital Guide for additional resources!

Life Insurance Underwriting Guidelines

Underwriting update

The Table Reduction Program (TRP) is back!
Click here to see our revised Guidelines effective May 10!

Life Insurance Underwriting Guidelines
TermAccel Underwriting Guidelines
MoneyGuard Underwriting
Executive Benefits
Premium Finance Guidelines
Foreign National Underwriting Guidelines
SIGI Underwriting Program