Proven growth
strategies

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Fixed accounts: Lock in guaranteed growth

• How it works: Your account is credited a fixed interest rate that’s guaranteed for one year regardless of market performance. A new interest rate is declared annually.
• Accounts available:
  • Fixed account

Dual trigger accounts: Find growth in up, flat and down markets

• How it works: Your account is credited a set rate in an up or flat market. If the index is negative by less than the value of the rate, the difference is credited.
• Accounts available:
  • 1 Year S&P 500 Dual Trigger

Trigger accounts: Find growth in up and flat markets

• How it works: Your account is credited a set rate in an up or flat market. Choose from an account with a guaranteed rate for a specified number of years, or one that resets each year.
• Accounts available:
  • 1 Year S&P 500 Performance Triggered
  • 1 Year S&P 500 10% Daily Risk Control Trigger
  • 1 Year S&P 500 10% Daily Risk Control Trigger Lock¹

Cap accounts: Your money can grow up to a cap

• How it works: Your account is credited any index growth at the end of the indexed term, up to a cap. Choose from an account with a guaranteed rate for a specified number of years, or one that resets each year.
• Accounts available:
  • 1 Year S&P 500 Cap
  • 1 Year S&P 500 Cap Lock¹

Participation accounts: You earn a percentage of the index growth

• How it works: Your stated participation rate is multiplied by any positive index performance at the end of the applicable indexed term. Choose from accounts with a multi-year guaranteed rate, or one that resets each year.
• Accounts available:
  • 1 Year S&P 500 Participation
  • 1 Year Nasdaq Priva Participation
  • Multi-Year S&P 500 Participation¹
  • Multi-Year S&P 500 10% Daily Risk Control Participation¹