old photo of employees standing outside Lincoln Financial building


Decades of strength. Generations of trust.


120 years of financial strength.

We’ve weathered every market for over a century — and we’re proud to be a partner you can count on, today and tomorrow.

Strong ratings, and an even stronger commitment

Listing of Rating agencies with current Lincoln Financial ratings: AM Best - A (3rd highest of 16); Fitch - A+ (5th highest of 19); Moody's - A2 (6th highest of 21); Standard & Poor's - A+ (5th highest of 21)

As of August 12, 2025, these ratings represent the most recent ratings assigned by the respective agencies.
The Lincoln National Life Insurance Company (Fort Wayne, IN) and Lincoln Life & Annuity Company of New York (Syracuse, NY)

 

A history of strength and stability

screenshot from Lincoln History video

Since inception we have been successfully navigating the changing landscape through good and bad times and continue to stand strong, stable and dedicated to helping Americans confidently succeed their way.

piece of letter from Robert Todd Lincoln authorizing Lincoln Financial to use Abraham Lincoln's image and likeness

1905
Lincoln founded
In August 1905, Robert Todd Lincoln provided a photograph of his father, along with a letter authorizing the use of his father’s likeness and name for company stationery and advertising.

1918
Recognizing that people needed protection for retirement, Lincoln began offering individual annuities.

old advertisement for Lincoln National Insurance

1930s
Out of the 55 insurers founded in 1905, Lincoln was one of 11 to weather the Great Depression. In fact, we reached $1 billion in in-force business, more than the remaining 10 combined.

1966
In the 1960s, we introduced the variable annuity. By conservatively investing annuity premiums in the financial markets, we could reliably allow the payments to grow over time – and protect against inflation.

Lincoln Financial building

1997
Nearly 30 years ago, Lincoln was among the first companies to offer fixed indexed annuities.

2008
While many companies did not survive the financial crisis, Lincoln weathered the storm by staying focused and remaining optimistic.

Leadership of Lincoln stands outside New York Stock Exchange on day they rand the closing bell

2025
Lincoln celebrates 120 years!
#228 on the 2025 Fortune 500 list by revenue.

Tomorrow awaits
While no one can know what the future will hold, our customers can have the confidence that comes with being able to look back on a rich history of prudent stewardship, innovative offerings and compassionate service.