Life insurance

Lincoln TermAccel Level Term

Lincoln TermAccel^® Level Term allows your clients to enjoy the freedom of a term policy with competitive pricing — in a fraction of the time. This solution offers:

• Protection for middle-market clients, ages 18-60
• Face amounts from $100,000 to $1 million for 10-, 15-, 20- or 30-year terms¹
• No APS requirement, so cases are issued quickly and efficiently

Key marketing materials

• Product resource page

¹ For the 30-year term duration, issue ages and risk classification are subject to standard product guidelines.

Lincoln LifeElements Level Term (2019)

For affluent clients and business owners who want temporary protection (10-, 15-, 20- or 30-year terms) competitively priced with coverage amounts over $1 million, Lincoln LifeElements® Level Term features:

• Guaranteed financial protection with coverage for 10, 15, 20, or 30 years
• Affordability with cost-efficient rates for ages 30 and above
• Convenience with electronic ticket submissions and the support of an industry-leading underwriting team
• Flexibility with the ability to add protection and reduce coverage if needs change
• Conversion option to change coverage to a Lincoln permanent policy

Key marketing materials

• Client guide
• Buy-sell case study

Lincoln WealthPreserve 2 (2020) IUL

Clients who are looking for long-term guaranteed death benefit protection with cash value growth opportunity should consider Lincoln WealthPreserve^® 2 (2020) IUL. It offers growth opportunities linked to S&P 500 Index performance with protection from market losses.* Clients should also consider this if they want to:

• Preserve assets to protect their family now and later
• Minimize tax exposure and market volatility on policy assets
• Gain the potential for tax-advantaged cash value growth
• Feel secure with the option to add chronic illness protection

Key marketing materials

• Client guide
• Client fact sheet
• Key person case study

Lincoln WealthPreserve 2 (2020) Survivorship IUL

Flexible, guaranteed protection for two

• Client guide
• Why survivorship client flyer

Lincoln WealthBuilder IUL

Offer clients the balance of protection and performance with Lincoln WealthBuilder Indexed Universal Life – a powerful accumulation-focused solution built for clients focused on diversifying their financial portfolio. It offers:

• Protection plus potential: death benefit protection with the ability to accumulate cash value through indexed accounts
• Managed market volatility through indexed account options: built-in protection against market volatility, even during periods of instability with the opportunity to capture more upside compared to traditional indexed accounts¹
• Tax-advantaged growth potential: tax-deferred cash value accumulation with access to that value tax-free, provided the policy is not a modified endowment contract²

Meet your clients who

• Range from ages 35 – 55
• Have high-net-worth and may be business owners or foreign nationals
• Want a wealth-building solution that includes a death benefit with tax advantages

Key marketing materials

For you

• Financial Professional guide
• Digital experience

For your clients

• Product fact sheet
• Client guide

¹ Growth is not guaranteed.

 ² Provided the policy is not a MEC, modified endowment control. Access is through loans and withdrawals that will reduce the policy’s death benefit and cash value, may cause the policy to lapse and may have tax consequences.

Lincoln WealthAccumulate 2 IUL (2020)

Built for clients who want death benefit protection, growth opportunities and access to cash value for their needs today and tomorrow. It offers:

• Tax-deferred growth opportunity through 6 indexed accounts:
  • Fidelity AIM^® Dividend Indexed Account — High Participation
  • Fidelity AIM^® Dividend Indexed Account — Fixed Bonus
  • S&P 500^® Multiplier Indexed Account¹
  • S&P 500^® Fixed Bonus Indexed Account¹
  • S&P 500^® Traditional Indexed Account¹
  • S&P 500^® Performance Trigger Indexed Account¹
• No-lapse death benefit protection, even if they miss a premium, for up to 10 years
• Optional chronic illness or long-term care protection to help shield clients’ portfolios from unexpected expenses²

Key marketing materials

• Product resource page

¹ Excluding dividends.

² Additional living benefits are offered through riders, are subject to eligibility, and may have additional costs. Limitations and exclusions may apply. For additional details, please contact your financial professional.

Lincoln WealthAccelerate 

Lincoln WealthAccelerate^® is an indexed universal life product that offers a fully digital and automated experience — from application to policy management. It focuses on meeting clients’ expectations in today’s modern world of instant gratification, exceptional experiences, and simplicity.

Meet your clients, who:

• Range in age from 20–55
• Have protection needs from $100,000 to $1.5 million
• Want a solution that fits their needs and life stage

Key marketing materials

• Product resource page

Lincoln AssetEdge VUL (2025)

Take control of your financial future while protecting what matters most with Lincoln AssetEdge® VUL. This variable universal life insurance policy offers death benefit protection plus growth potential through investment options – all with the flexibility to meet your financial goals.

Key marketing materials

• Lincoln AssetEdge VUL (2025) client guide
• Lincoln AssetEdge VUL (2025) fact sheet
• Conversation starter flyer

Lincoln AssetEdge SVUL

This one solution offers death benefit protection on two lives plus growth potential through investment options to help you protect your legacy and reach your financial goals.

Key marketing materials

• Lincoln AssetEdge SVUL client guide
• Lincoln AssetEdge SVUL fact sheet
• Why Survivorship flyer