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Investing can seem intimidating, but it doesn’t have to be. In fact, the Froedtert Health, Inc. 403(b) Plan offers two ways of creating a diversified investment portfolio.

Decide how to invest

1. Make an all-in-one-choice. Ready to save, but don't know which direction to take your investments? Consider a  Target date portfolio to get started.

Each Target Date Portfolio is a carefully selected mix of investment options primarily consisting of stock-based and bond-based mutual funds from your retirement plan investment lineup. The mix or asset allocation of funds making up the Portfolio will change over time, becoming more conservative as you approach normal retirement age.


Target Date Portfolios

Conservative Moderate Aggressive
Retirement Conservative Retirement Moderate Retirement Aggressive
2025 Conservative Target Date 2025 Moderate Target Date 2025 Aggressive Target Date
2030 Conservative Target Date 2030 Moderate Target Date 2030 Aggressive Target Date
2035 Conservative Target Date 2035 Moderate Target Date 2035 Aggressive Target Date
2040 Conservative Target Date 2040 Moderate Target Date 2040 Aggressive Target Date
2045 Conservative Target Date 2045 Moderate Target Date 2045 Aggressive Target Date
2050 Conservative Target Date 2050 Moderate Target Date 2050 Aggressive Target Date
2055 Conservative Target Date 2055 Moderate Target Date 2055 Aggressive Target Date
2060 Conservative Target Date 2060 Moderate Target Date 2060 Aggressive Target Date
2065 Conservative Target Date 2065 Moderate Target Date 2065 Aggressive Target Date

​2. Manage it yourself. If you enjoy learning about investments and want to build your own portfolio of investments from the plan’s lineup (or other mutual funds available through the Self-Directed Brokerage Option), this choice may be best suited for you.

US Stock International Stock
American Funds Fundamental Inv. R6 American Funds EuroPacific Growth R6
Delaware Ivy Mid-Cap Growth

DFA International Small Company I
Fidelity Contrafund Dodge & Cox International
JP Morgan Equity Income R6 Vanguard Total International Stock Index
JP Morgan Mid-Cap Value R6  
Oakmark R6  
T. Rowe Price Instl. Mid-Cap Equity Growth  
Vanguard Institutional Index I  
Vanguard Small Cap Growth Index I  
Vanguard Small Cap Value Index I  
Vanguard Total Stock Market Index Institutional  
Balanced Bond Stable Value
American Funds American Balanced R6 Dodge & Cox Income Lincoln Stable Value Account
  Metropolitan West Total Return Bond Institutional  
  Vanguard Total Bond Market Index I  

Mutual funds in the Lincoln Alliance® program are sold by prospectus. An investor should carefully consider the investment objectives, risks, and charges and expenses of the investment company before investing. The prospectus and, if available, the summary prospectus contain this and other important information and should be read carefully before investing or sending money. Investment values will fluctuate with changes in market conditions, so that upon withdrawal, your investment may be worth more or less than the amount originally invested. Prospectuses for any of the mutual funds in the Lincoln Alliance® program are available at 800-234-3500.

The Lincoln Alliance® program includes certain services provided by Lincoln Retirement Services Company, LLC and Lincoln Financial Group Trust Company, Inc. with wholesale marketing and distribution services provided by Lincoln Financial Distributors, Inc. (LFD), a wholesale broker-dealer (member FINRA). All entities listed are affiliates of Lincoln Financial Group, the marketing name for Lincoln National Corporation. Unaffiliated broker-dealers also may provide services to customers. Account values are subject to fluctuation, including loss of principal.

This material is provided by The Lincoln National Life Insurance Company, Fort Wayne, IN, and, in New York, Lincoln Life & Annuity Company of New York, Syracuse, NY and their applicable affiliates (collectively referred to as “Lincoln”). This material is intended for general use with the public. Lincoln does not provide investment advice, and this material is not intended to provide investment advice. Lincoln has financial interests that are served by the sale of Lincoln programs, products and services.