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We’re here for you

Not sure if you’re on track with your retirement savings? Contact a retirement representative today to set up a one-on-one meeting.

Contact your retirement representative

Schedule a meeting with Stacey Spedden
Schedule a meeting with Madison Ewing
Schedule a meeting with Neil Gunter

Personal, one-on-one education and assistance

Your retirement representative is highly experienced and knowledgeable about the Harford County Public Schools retirement plans and can help you:

  • Determine how much you may need for retirement
  • Understand the impact that saving more will have on your paycheck
  • Understand and assess risk tolerance
  • Access to asset allocation models
  • Perform retirement income calculations
  • Plan for future retirement distributions
  • Next step planning when retiring or changing jobs

Stacey Spedden and Neil Gunter are registered representatives of Osaic FA, Inc. Securities and investment advisory services offered through Osaic FA, Inc.

Madison Ewing is a registered representative of Osaic FA, Inc.

Osaic FA, Inc. is not an affiliate of Lincoln Financial Group. 

The program includes certain services provided by Lincoln Retirement Services Company, LLC and Lincoln Financial Group Trust Company, Inc. with wholesale marketing and distribution services provided by Lincoln Financial Distributors, Inc. (LFD), a wholesale broker-dealer (member FINRA). All entities listed are affiliates of Lincoln Financial Group, the marketing name for Lincoln National Corporation. Unaffiliated broker-dealers also may provide services to customers. Account values are subject to fluctuation, including loss of principal.

This material is provided by The Lincoln National Life Insurance Company, Fort Wayne, IN, and, in New York, Lincoln Life & Annuity Company of New York, Syracuse, NY, and their applicable affiliates (collectively referred to as “Lincoln”). This material is intended for general use with the public. Lincoln does not provide investment advice, and this material is not intended to provide investment advice. Lincoln has financial interests that are served by the sale of Lincoln programs, products and services.