Man and woman embracing

Enroll and manage
your account

Congratulations on deciding to enroll in the Harford County Public Schools retirement plan!

Enroll in the plan

To enroll online, go to  and follow the step-by-step instructions for enrolling in your plan. 

Manage your account video
Manage your account online

It's time to take charge of your retirement! Get started today by registering for online account access.

Learn more.

Get help with your account

  • Update your contributions. Change your contributions at any time by logging in to your account at . Go to View My Contributions and select Change Contributions.
  • Reallocate your balance or update your investment elections by logging in to your account at . Go to “View My Investments” and follow the instructions for changing your investments. If you have elected a model, it may automatically rebalance for you. Contact your Lincoln Financial representative if you have questions.
  • Take a distribution. You may withdraw money from your account when you reach age 59½ or for a qualifying event, as outlined in your enrollment kit.

403(b) enrollment kit   

457(b) enrollment kit ‚Äč

  • Please remember: Distributions from pretax accounts are subject to income tax upon withdrawal. Distributions from Roth accounts are tax-free, as long as certain criteria are met.  Distributions from either pretax or Roth accounts taken before age 59 ½ may be subject to an additional 10% federal tax penalty.  You should consult with a tax advisor before withdrawing any money from your account. Once you are ready to take a distribution, contact your Lincoln Financial retirement consultant for more information and assistance.

Have additional questions about your Harford County Public Schools retirement program?

This material is provided by The Lincoln National Life Insurance Company, Fort Wayne, IN, and, in New York, Lincoln Life & Annuity Company of New York, Syracuse, NY, and their applicable affiliates (collectively referred to as “Lincoln”). This material is intended for general use with the public. Lincoln does not provide investment advice, and this material is not intended to provide investment advice. Lincoln has financial interests that are served by the sale of Lincoln programs, products and services.