By deciding to plan and save for your retirement, you’ve made a decision you can feel good about. You've realized that a sound savings plan is key toward helping you achieve a more secure financial future.
Your Harford County Public Schools retirement plans.
To help you achieve the retirement you envision, Harford County Public Schools offers a retirement program designed to help you become retirement ready. You have two types of plans to choose from, the 403(b) plan or the 457(b) plan. To learn more about the basics of the two plans please review the links below.
- 403(b) Plan Universal Availability Notice
- 403b and 457b FAQs
- Summary Plan Description
- Distribution options flier
- Qualified Birth or Adoption Distribution (QBAD) flier
- Loan flier
Be generous to yourself and your future
The sooner you start saving, the better. Once you decide to save for your retirement, the next step is to decide how much to save. Check out our retirement tools and calculators.
Once you decide what percentage you'd like to save, your wages will be automatically invested in your account each pay period. But before you do that, it is important to become educated on general financial, investment and retirement information in order to make informed decisions.